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Our Knowledge Counts banking benefits include exclusive products, cashbacks, rate reductions and fee waivers for members of the education community.

If you work within the education sector, or if you're studying education, you and your immediate family members§︎ are eligible for our Knowledge Counts banking benefits.

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Compare Car and Personal Loans

Personal loan calculator

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The Personal Loan calculator allows you to calculate your repayments for various terms and payment frequencies.

Ready to apply or want pre-approval? Contact us, visit us or start your application online.

Frequently asked questions
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Knowledge Counts education banking benefits provide members of the South Australian education community and their eligible immediate family members with exclusive offers, discounts and products.

Eligible immediate family members include parents, children, grandparents, grandchildren, siblings and partners only.

Nothing! You will continue to receive our Knowledge Counts banking benefits. Retired education workers and their eligible immediate family members are still entitled to join and receive our banking benefits for the South Australian education community.

You can apply for a Car or Personal Loan through any of the following methods.

Apply online

Or,

  • Use the online application service on Internet Banking
  • Make an appointment with one of our Mobile Managers
  • Call one of our Loans Consultants on 13 8777 or 1800 018 227 (Country SA)
  • Visit us at 400 King William Street, Adelaide to speak with a Loans Consultant.

If you’re worried about keeping up with your loan or credit card repayments, or something’s changed in your circumstances, you should always let us know.

Please visit our Financial Hardship Assistance page or contact us to discuss how best we can help – there are a range of ways we can support you. We know how difficult it can be to ask for help, but we care and we’re here to listen and help however we can.

View all of our current interest rates. Calculate and compare personal loans.

INFORMATION YOU SHOULD KNOW

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Conditions, fees and lending criteria apply and are available on request. Interest rates are subject to change without notice. Comparison rates are based on a $30,000 secured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Knowledge Counts banking benefits are available to any current or retired employee of the South Australian education community and students carrying out studies in education, and their immediate family (parents, children, grandparents, grandchildren, siblings and partners only).

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The special fixed rate personal loan and the online-only special fixed rate personal loan are available when secured by a new or used vehicle less than 5 years old. The fixed rate personal loan is available when secured by a vehicle between 5 and 10 years of age. The variable rate personal loan and the fixed rate Tesla Powerwall loan are unsecured.

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The interest rate is fixed for the life of the loan up to a maximum of 7 years. For the Tesla Powerwall Loan, the rate is fixed for up to 5 years.

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For new business only. To qualify for the online-only product, applications must be completed using the online form.