Skip to content
Find out more
News

Should I go with a Fixed or Variable Rate Home Loan?

Two very different options. We weigh up the pros and cons.

CoreLogic RP Data

Housing Market Update

Our Special Offer Owner Occupied Home Loans give you low interest rates with lots of flexibility, so you can pay off your home sooner.

This is one of the most common questions we get asked by borrowers. But unfortunately, there’s no ‘one size fits all’ answer as it really depends on your situation and financial goals.

Stuck looking for the right car loan? Get moving and apply online for our award-winning special low rate car loan. What’s stopping you?

We are committed to the safety, health and welfare of our staff and members. Given the current climate and as a matter of good business practice we are sharing our efforts to minimise the effect of the novel coronavirus (COVID-19). We have a Pandemic Plan in place based on World Health Organisation Guidelines and in some cases in excess of government mandates.

At Credit Union SA we know what good financial service can do. We create simplicity in our members’ finances, giving them more control and less stress.

Offering the same services as a bank but our highest priority is not to deliver big profits for shareholders. Credit Union SA proudly complies with the Customer Owned Banking Code of Practice.

Our Children’s Savings Account has taken out Mozo’s Expert Choice Award for the third year in a row and received a 5-Star Rating from Canstar. So, we can officially say it’s one of the best in Australia!

We are committed to keeping you and your money safe while transacting with us. Our teams work hard to protect you 24/7.

We understand how hard it can be for first home buyers to get into the property market.

Please note, due to COVID-19 our Mobile Lending Managers will continue to help our members by phone and email but face-to-face meetings have stopped for the time being.

Get the answers to our most Frequently Asked Questions about our Accounts, Loans, Cards, Services and more.

Calculators that will help you work out exactly what you'll need to do to achieve your financial goals – from borrowing money, making repayments to loan comparisons.