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Should I go with a Fixed or Variable Rate Home Loan?

Two very different options. We weigh up the pros and cons.

Feel more at home...

Refinance Cashback from $2,500*

Limited time Home Loan offer. *Terms and conditions apply.

Western Union

Wish you were here? WIN a trip to Colarado!

Send or receive money overseas and you could WIN a trip for 2 to Colorado!

Take out a new Allianz Comprehensive Motor, Home or Landlord Insurance policy through Credit Union SA to enter. *Conditions apply.

Our $2,500 refinance Cashback* bonus is available on all Owner Occupied and Investment home loans, so you can enjoy our low rates PLUS get some cash to use on whatever you want! *Terms and conditions apply.

Our Special Offer Owner Occupied Home Loans give you low interest rates with lots of flexibility, so you can pay off your home sooner.

Our Special Offer Investment Home Loans can help you save more, so you can maximise your returns and reach your financial goals sooner.

Life doesn’t stop while you are saving – especially when there are bills and a family involved! Find out how Matt balanced raising his young children and paying rent with saving for a house deposit.

Send or receive money overseas using our International Payments Service, powered by Western Union Business Solutions, and you’ll go into the draw to WIN the ultimate trip for 2 to Colorado.

This is one of the most common questions we get asked by borrowers. But unfortunately, there’s no ‘one size fits all’ answer as it really depends on your situation and financial goals.

We are seeing a significant increase in investment scams, largely with cryptocurrencies. This is consistent across the industry, with the ACCC reporting a loss of over 12 million dollars to investment scams last month alone.

Get the answers to our most Frequently Asked Questions about our Accounts, Loans, Cards, Services and more.

Credit Union SA can provide you with unlimited access to free Property Reports from CoreLogic RP Data to assist you in your search for the perfect property.

Calculators that will help you work out exactly what you'll need to do to achieve your financial goals – from borrowing money, making repayments to loan comparisons.

Let our experts come to you. Contact us now to organise your appointment at a time and place convenient to you.

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