Education Community Banking Benefits
Credit Union SA has a long history of supporting the education sector. We feel it’s important to support all South Australian teachers, education workers and students carrying out studies in education who are helping to prepare our next generation for the challenges and opportunities that lie ahead.
That's why we made the Credit Union SA Education Community Banking Benefits package really something special to help with your savings, credit cards and loans.
Our Education Community Banking Benefits offer these exclusive savings and offers for teachers and education workers including:
Home Loan Refinance Cashback
Feel at home with a $2,500 Cashback^ when you refinance your Owner Occupied or Investment home loan from another financial institution with Credit Union SA.
PLUS, if you are a member of the South Australian education community you will receive an EXTRA $500! That's $3,000 just for switching your home loan to us!
To qualify for the cashback, you will need a minimum refinance amount $250,000 with an LVR of 80% or less. Limit of one cashback per household.
- 9.99% pa interest rate on cash advances, purchases and balance transfers
- No annual fee on your Education Community Credit Card
-
0.00% pa introductory rate on cash advances, purchases and balance transfers for a period of 6 months on new accounts.
Education Community Car Loan and Personal Loans
- Our special Education Community Car Loan comparison rate of 5.59% pa lets you trade up on new and used vehicles under 2 years of age1
- No loan establishment fee on any personal loan.
Transaction Accounts
- No monthly fee on your Access account or Home Loan Offset account.
The Access Account will serve you well in all forms of transactions. It’s completely free of transaction fees* and there are no monthly fees.
You also get a free Visa Debit Card with payWave which you can load into Google Pay™, Apple Pay, Samsung Pay, Fitbit Pay and Garmin Pay™. Now you can pay for purchases using your smart device, wherever mobile payment systems are offered.
Plus, you also have access to these great offers:
- $5,000 cashback if you take out a home loan with us to purchase your first home2
- 6% discount on health insurance policies through Health Partners.3
To find out more or to make an appointment at a time and place that suits you, call Credit Union SA on (08) 8202 7777.
Credit Union SA has once again been recognised by the Mozo Experts Choice Awards
And now these products have been recognised as some of the best value products in the country winning awards for:
| Product | Awards | |
|---|---|---|
Education Community Special Fixed Rate Personal Loan(Vehicles up to 2 years old) |
Car LoanSecured Personal Loan |
|
Education Community Credit Card |
Balance Transfer Credit CardLow Rate Credit CardNo Annual Fee Credit Card |
|
Owner Occupied Home Loans Special Offers
Our Special Offer Owner Occupied Home Loans give you low interest rates with lots of flexibility, so you can pay off your home sooner.
Your chance to WIN $1000* and protect the things you love
Take out a new Allianz Comprehensive Motor, Home or Landlord Insurance policy through Credit Union SA to enter. *Conditions apply.
Notice: For security reasons, current members of Credit Union SA are asked to submit all account enquiries through Internet Banking Secure Mail.
You will receive a call from our specialists on the same day of your enquiry at your preferred time, between 8.00am – 8.00pm Monday to Friday and 8.00am – 2.00pm on Saturdays.
Contact us
Find out more
Want to do more with your money?
Education Community Credit Card Exclusively for educators
Take advantage of our exclusive Education Community Credit Card as a member of the Australian education community.
SALA for Schools
As the SALA Festival Education Partner, we are offering a full rebate for all schools participating in the 2019 SALA Festival.
Education Community Car Loan Exclusively for educators
Take advantage of our exclusive Education Community Car Loan as a member of the Australian education community.
Get your foot in the door $5,000 First Home Buyers Grant
We understand how hard it can be for first home buyers to get into the property market.
^ Offer valid as at 2/9/2019 is limited and may be withdrawn or altered at any time without notice.
Education Community Banking Benefits are available to any employee of the South Australian education community and students carrying out studies in education. Membership, lending criteria and fees apply. Terms and conditions available upon request.
1Lending criteria, fees and conditions apply and are available upon request. This offer is limited and is subject to change at any time. Comparison rate is based on a secured loan of $30,000 fixed over 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2Lending criteria, fees and conditions apply. Offer is current as at 23/04/2018 and is subject to change. Minimum loan $250,000 to purchase or build a first home with a loan to value ratio over 80%. All loans that are eligible for the First Home Buyers Grant will be subject to pay Lenders’ Mortgage Insurance. To be eligible, applicants must not have previously owned residential property in Australia. Available to natural persons only (i.e. not a trustee or a company).
3Conditions and waiting periods may apply. See healthpartners.com.au/cusa for full details. Maximum 6% discount is only available when paying by direct debit through a Credit Union SA account.
*While we won’t charge any transaction fees, you may be charged a fee by the ATM operator if you perform transactions using an ATM that is not branded Commonwealth Bank, ANZ, Westpac, NAB or BankSA (including overseas ATMs). Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.
Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple Inc ., registered in the U.S. and other countries. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.