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Visa credit card

Many credit cards seduce with a low introductory rate on balance transfers, before charging excessive rates when you start making purchases or cash advances. Not so with the Credit Union SA Visa credit card.

After the first 6 months of 0% pa on balance transfers, you’ll still enjoy one of the lowest ongoing interest rates in Australia – currently 10.49% pa – with the same low rate applying for all purchases and cash advances.

It’s also highly secure, with microchip technology, 24/7 fraud monitoring, Visa’s Zero Liability policy and Verified by Visa for online purchases from participating merchants and payWave comes standard.


0% pa^ balance transfer service

Available any time for new or existing accounts.

Low $39 annual fee

No Annual Fee on any Visa Credit Card when linked to a Home Loan Package

No ATM withdrawal fees*

Includes overseas ATM withdrawals.

Up to 55 days interest-free on purchases

Simply clear your closing balance on time each month.

Interest rates and fees

Product Name Interest Rate
Visa Credit Card 10.49% pa
Fee Amount
Visa Credit Card Annual Fee
Visa Credit Card Annual Fee$39
ATM Withdrawal Fee (Australia and Overseas)
Credit Union SA does not charge for ATM withdrawals*.$0

How we can help

Cash Passport™, the prepaid travel card with all the benefits of MasterCard®.

Access your own money with all the benefits of Visa.

We offer 0% pa interest on amounts transferred from other cards for 6 months^.

^Rate reverts to 10.49%pa variable rate after 6 month balance transfer period. Interest rates are subject to change. *While no transaction fees are charged by us, a fee may be charged by the ATM operator if transactions are performed using an ATM that is not part of the national network of rediATMs. Other fees and charges may apply. Lending criteria, fees, terms and conditions apply and are available upon request.

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