Visa Credit Card
Many credit cards seduce with a low introductory rate on balance transfers, before charging excessive rates when you start making purchases or cash advances. This is not so with the Credit Union SA Visa Credit Card.
After the first 6 months of 0% pa on balance transfers, you’ll still enjoy a low ongoing interest rate– currently 10.49% pa – with the same low rate applying for all purchases and cash advances.
You’ll have the ability to make fast payments with Google Pay™, Apple Pay, Samsung Pay, Fitbit Pay, Garmin Pay™ and Visa payWave.
It’s also highly secure, with microchip technology, 24/7 fraud monitoring, Visa’s Zero Liability policy and Verified by Visa for online purchases from participating merchants and payWave.
You’ll also be able to temporarily lock your card (if you misplace it), plus block payWave, international and online transactions whenever you need to – using the Mobile Banking App or Internet Banking.
You can apply online, call us on (08) 8202 7777 or visit us at 400 King William Street, Adelaide.
Features
0% pa1 balance transfer for 6 months
Available any time for new or existing accounts and pay no balance transfer fee.
Low $39 annual fee
No Annual Fee on any Visa Credit Card when linked to a Home Loan Package
No cash advance fees2
Up to 55 days interest-free on purchases
Simply clear your closing balance on time each month.
Interest rates and fees
| Product Name | Interest Rate |
|---|---|
| Visa Credit Card | 10.49% pa |
| Fee | Amount |
|---|---|
| Annual Fee | |
| Visa Credit Card Annual Fee | $39 |
| Visa Credit Card Annual Fee when linked to a Home Loan Package | $0 |
Want to do more with your money?
Access Account Transaction Account
Our Access Account is our fee free account with 24/7 banking, plus digital wallets including Google Pay™, Apple Pay, Samsung Pay, Fitbit Pay and Garmin Pay™.
Visa Debit Card
Links directly to your Credit Union SA transaction account, giving you 24/7 access to your own money all over the world.
Personal Loans
We offer fixed rate or variable personal loans for renovations, holidays, weddings, and cars, with flexible loan terms and repayment options available.
Netsave Account Apply now
Looking for a savings account that delivers great interest no matter how many deposits or withdrawals you make? Our Netsave Account ticks every box.
Interest rates are current as at 01/05/2015 and are subject to change. Membership, credit criteria, fees and charges apply. Terms and conditions apply.
16 months interest free on balance transfers. At the end of the interest free period, the interest rate will revert to 10.49% pa variable.
2While no withdrawal or cash advance fees are charged by us, a fee may be charged by the ATM operator. The amount of the fee may vary at different ATMs and will be disclosed and charged at the time of the transaction.
Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple Inc ., registered in the U.S. and other countries. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.