Help me save and budget
Establishing a budget is a simple way of seeing where your money’s coming from, how much you’re spending, and what you could be putting away regularly. It can also help you focus on how and where you spend your hard-earned cash.
Frequently asked questionsView all Cards FAQs
The difference is that when you transact with your Visa Debit Card, funds are deducted from your bank account whereas with a Visa Credit Card you are making purchases on credit and we’ll send you a monthly statement outlining your transactions and the outstanding balance of your account.
Before you head off, make sure you let us know your travel plans so we can accurately assess your transactions and notify you immediately if any suspicious activity takes place. You can do this using your Mobile Banking App or Internet Banking.
Mobile Banking App
Select Overseas Travel from the drop-down menu, then Travel notifications and follow the prompts.
Select Cards from the top navigation menu, then click Heading overseas and follow the prompts.
Alternatively, you can call us on (08) 8202 7777 or visit us at 400 King William Street, Adelaide.
You’ll be protected by Visa’s Zero Liability Policy. With Visa's Zero Liability policy, you can get protection from fraudulent charges made with your card or account information. This means you can pay with total confidence, knowing you are protected against unauthorised use.
Plus, you now have the option to turn international purchases off at any time (for extra security) using Internet Banking or your Mobile Banking App. You can also turn off domestic purchases and ATM withdrawals – which is a good idea if you’re travelling overseas.
When using your card overseas, fees and charges may apply.
You can apply for a Visa Credit Card through any of the following methods:
You should review the Visa Credit Card terms and conditions to determine if this product is suitable for your personal needs and situation.
- Update the App to the latest version & log in
- Go to the Card management menu item
- Select your card from your card list
- Deactivate your card by clicking on the Lock icon (to reactivate, just click on the Unlock icon)
- Log in to your Internet Banking
- Click on the Cards icon in the top navigation bar
- Select Card management and complete the Two-Factor Authentication
- Deactivate your card by clicking the toggle alongside the Lock option (to reactivate, just click the toggle off)
You can contact us by calling us, visiting us, making an appointment, or using Secure Mail.
We’re here to answer any questions you might have – make sure you have your Access Code ready!
400 King William Street, Adelaide has self-service options available to make your life easier.
Mobile Lending Managers
Our Mobile Lending Managers can help our members by phone or email, with video calls now available.
INFORMATION YOU SHOULD KNOW
6 months interest free on balance transfers. At the end of the interest free period, the interest rate will revert to 10.49% pa variable.
*We do not charge any fees when using ATMs within Australia. However, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.
Interest rates are current as at 16/12/2020 and are subject to change. Membership, credit criteria, fees and charges apply. Terms and conditions apply.
Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination