Education Community Car Loan
Exclusive car loan offers for the South Australian education community. Low rate, no establishment fee and no monthly loan fees. Get moving with our Education Community Car Loan today!
Featured Car Loan
Education Community Online-only special Fixed Rate - Principal & Interest☉︎§︎#^µ︎
Interest rate
7.69 % p.a.
Comparison rate
7.69 % p.a.
Establishment Fee
$0
Monthly fee
$0
At Credit Union SA, we love to support the South Australia education community.
That's why we’re offering current and retired employees of all education sectors, students carrying out studies in education, and their eligible immediate family members§︎, exclusive Education Community Car Loan offers.
Our Education Community Car Loan offers include:
No establishment fees, no monthly fees or early repayment fees.
No fees if you want to redraw any of your extra repayments.
The ability to lock in your rate for up to 7 years.
The flexibility to make weekly, fortnightly or monthly repayments.
So what are you waiting for? Get moving with our Education Community Car Loan today!
$0 establishment fee
No monthly fee or early repayment fees
The ability to lock in your rate for up to 7 years
The flexibility to make weekly, fortnightly or monthly repayments
All Education Community Car Loan interest rates
Start your application now
Are you ready? Let's do this.
Apply online
Details you’ll need to have handy to help you speed through this application:
- your income and living expense details
- information about any credit cards or loans you have.
FREQUENTLY ASKED QUESTIONS
View all Loans FAQsKnowledge Counts education banking benefits provide members of the South Australian education community and their eligible immediate family members with exclusive offers, discounts and products.
Eligible immediate family members include parents, children, grandparents, grandchildren, siblings and partners only.
If you’re worried about keeping up with your loan or credit card repayments, or something’s changed in your circumstances, you should always let us know.
Please visit our Financial Hardship Assistance page or contact us to discuss how best we can help – there are a range of ways we can support you. We know how difficult it can be to ask for help, but we care and we’re here to listen and help however we can.
View all of our current interest rates. Calculate and compare personal loans.
You can apply for a Car or Personal Loan through any of the following methods.
Or,
- Use the online application service on Internet Banking
- Make an appointment with one of our Mobile Managers
- Call one of our Loans Consultants on 13 8777 or 1800 018 227 (Country SA)
- Visit us at 400 King William Street, Adelaide to speak with a Loans Consultant.
In order to work out how much you can borrow, it depends on a number of variables including your income and your savings. Call us on 13 8777 to find out more, or use our calculators to get an idea of how much you might be able to borrow.
You certainly can, and on Variable Rate Home Loans you can make an unlimited amount of extra payments without penalty. For Fixed Rate Home Loans, there are limits as to how much extra you can put in. To find out more visit the Compare Home Loans page.
Yes, our Personal Loans offer flexible repayment options, no fees for extra repayments, and no fees for early repayment of loan in full.
Yes, you can get pre-approval in preparation for finding the wheels you want. Visit us at 400 King William Street, Adelaide or call us on 13 8777 for more information.
Our Knowledge Counts banking benefits include exclusive products, cashbacks, rate reductions and fee waivers for members of the South Australian education community.
If you work within the education sector, or if you're studying education, you and your immediate family§︎ are eligible for our Knowledge Counts banking benefits.
Not sure if you're eligible for our Knowledge Counts banking benefits?
Knowledge Counts banking benefits are available to any current or retired employee of the South Australian education community, as well as students carrying out studies in education. If you work as an SSO, receptionist, contract teacher, TRT, student teacher, groundsman, TAFE lecturer, librarian, classroom teacher or University co-ordinator (just to name a few), you are eligible for our Knowledge Counts banking benefits.
Plus, your immediate family members (parents, children, grandparents, grandchildren, siblings and partners only) are eligible too.
GUIDES AND NEWS
How we
can help
Contact us
You can contact us by calling us, visiting us, making an appointment, or using Secure Mail.
Call us
We’re here to answer any questions you might have – make sure you have your Access Code ready!
Visit us
400 King William Street, Adelaide has self-service options available to make your life easier.
Mobile Lending Managers
Our Mobile Lending Managers can help our members by phone or email, with video calls now available.
INFORMATION YOU SHOULD KNOW
The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination.
☉︎
Conditions, fees and lending criteria apply and are available on request. Interest rates are subject to change without notice. Comparison rates are based on a $30,000 secured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.§︎
Knowledge Counts banking benefits are available to any current or retired employee of the South Australian education community and students carrying out studies in education, and their immediate family (parents, children, grandparents, grandchildren, siblings and partners only).#
The special fixed rate personal loan and the online-only special fixed rate personal loan are available when secured by a new or used vehicle less than 5 years old. The fixed rate personal loan is available when secured by a vehicle between 5 and 10 years of age. The variable rate personal loan and the fixed rate Tesla Powerwall loan are unsecured.^
The interest rate is fixed for the life of the loan up to a maximum of 7 years. For the Tesla Powerwall Loan, the rate is fixed for up to 5 years.µ︎
For new business only. To qualify for the online-only product, applications must be completed using the online form.1
Special offers may be withdrawn at any time.