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Fixed Rate Home Loans Sometimes a bit of certainty is as good as a holiday

Peace of mind knowing what your repayments will be

The only surprise is the retained flexibility

If you’re a stickler for a strict budget, you’ll find our fixed rate home loan a comfortable place to be. Select your fixed rate period, lock it in and you’ll know exactly what your repayments will be during that time, regardless of any movement in our variable rate.

Don’t worry, though – you‘ll still have flexible options at your disposal to save money and pay off your loan sooner.


Budgeting certainty

You’ll know exactly what your repayments will be throughout the fixed rate period chosen.

Available with our Home Loan Package

Get a discount on your rate - and big fee savings! Annual package fee and conditions apply.

Ability to make additional repayments

Up to $10,000 each year and redraw at no cost.

FREE property reports

To assist you in your search for the perfect property.

Owner Occupied Home Loan interest rates

Product Name Interest Rate Comparison Rate
1 Year Fixed 4.54% pa 5.18% pa
2 Year Fixed 4.24% pa 5.07% pa
3 Year Fixed 4.34% pa 5.02% pa

Investment Home Loan interest rates

Product Name Interest Rate Comparison Rate
1 Year Fixed 4.64% pa 5.42% pa
2 Year Fixed 4.34% pa 5.29% pa
3 Year Fixed 4.44% pa 5.22% pa


Fee Amount
Application Fee$600
Monthly Fee$0
Redraw Fee$0

How we can help

Looking for rates with a little more flexibility? Check out our competitive Standard Variable Home Loan rates.

The ultimate in savings and flexibility.

Everything you get from everything we have.


Calculate your repayments for different loans, for various terms and payment frequencies.

Get a realistic estimate of your borrowing capacity based on your likely income and expenses.

Find out in an instant what the mandatory government fees will be at different property purchase prices.

Lending criteria, fees, conditions apply and are available upon request. Comparison rates are based on a $150,000 secured loan over 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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