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At Credit Union SA we understand how hard it can be for first home buyers to get into the property market.

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Our Special Offer Owner Occupied Home Loans give you low interest rates with lots of flexibility, so you can pay off your home sooner.

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Our Special Offer Investment Home Loans can help you save more, so you can maximise your returns and reach your financial goals sooner.

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Don’t quite have your deposit ready? Great news! If you’re part of the South Australian Education Community, SA Power Networks or a first home buyer you may be eligible for our Low Deposit Home Loan Package range.

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If you’re looking for some cold hard cash in your pocket, then the $2,500 cashback* might be the best option for you. #ShowMeTheMoney

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If you’re looking for a low interest rate that could save you money over time, then the reduced rate† might be the best option for you. #TortoiseLife

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Think savings - pay just one annual fee and get big home loan rate and fee discounts and a range of other banking benefits that can save you thousands.

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Think value – a variable rate home loan at a lower rate, without all the bells and whistles you may not need.

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Think flexibility – a rate that moves with the market and many convenient features to help you pay off your loan sooner.

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With a Credit Union SA fixed rate home loan you select the period, lock it in and you’ll know exactly what your repayments will be. Plus you pay no monthly or redraw fees.

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Credit Union SA can provide you with unlimited access to free Property Reports from CoreLogic RP Data to assist you in your search for the perfect property.

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Want to do more with your money?

Credit Union SA can provide you with unlimited access to free Property Reports from CoreLogic RP Data to assist you in your search for the perfect property.

Get protection for your home buildings and your contents by combining buildings and contents covers on the one policy.

Our Special Offer Owner Occupied Home Loans give you low interest rates with lots of flexibility, so you can pay off your home sooner.

Calculators that will help you work out exactly what you'll need to do to achieve your financial goals – from borrowing money, making repayments to loan comparisons.