Osko by BPAY

Send and receive money in seconds in Internet Banking or our Mobile Banking App.

Osko, created by BPAY, is the user friendly system created to send and receive real-time payments using the NPP.

Whether you’re paying a tradie, splitting a bill or giving money to family for something urgent – the money will be there in seconds. Osko has been integrated seamlessly into our Internet Banking and Mobile Banking App, allowing you to make real-time payments 24/7.

What’s not to love about Osko?

  • Faster payments across over 55 institutions – and more to come
  • Available all day, every day – even weekends
  • You can use a PayID to pay and get paid with something simple like a registered mobile, email or ABN. Or you can still use a BSB and account number
  • It’s backed by BPAY and us, so it’s very secure
  • You can use 280 characters of text to describe who’s getting paid and why.

Watch Osko in action

Introducing Osko by BPAY

Osko and PayID

Not registered for Internet Banking?

Call us on (08) 8202 7777 or visit us at 400 King William Street, Adelaide and we’ll get you set up in no time.

Have a question?

Read the Frequently Asked Questions on the NPPA’s website

NPP Australia website NPP Frequently Asked Questions

Yes. Protecting our members' funds is of paramount importance to Credit Union SA. Payments made through the NPP enjoy the same high levels of security that Credit Union SA is renowned for. Some of the protections in place include:

Two-factor Authentication (2FA)Two-factor Authentication is a process that adds another layer of security to your transactions. A unique code will be sent to your phone, or can be read from a VIP token, then entered into the relevant space where requested. Read more about Two-factor Authentication on the Australian Cyber Security Centre Website.
24/7 Fraud MonitoringCredit Union SA will ensure that all NPP transactions are monitored 24/7. You will be contacted if we suspect you have been the victim of fraud.

Yes. You may request for Credit Union SA to lock your PayID, which will prevent anyone from making a NPP payment to your account. You will not receive NPP payments to your PayID while it is locked.

Yes, any NPP payments being sent to your PayID while in a state of transfer will continue to be directed to the existing financial account linked to your PayID. Only when the transfer has been completed and the PayID status has been created and linked to an account at the new financial institution will NPP payments be sent to your new financial account.

You may also be interested in