Education Community Car Loan Online-Only Special offer
At Credit Union SA we love to reward educators, which is why we’re offering a Special Car Loan for employees of the South Australian Education Community.
Enjoy our exclusive car loan for educators, and their immediate family!§︎
With an epically low rate and no establishment fees – there’s never been a better time to buy your dream car. So, what’s stopping you?
On top of an awesome rate, you’ll also enjoy:
- No monthly or early repayment fees.
- The ability to lock in your rate for up to 7 years.
- The flexibility to make weekly, fortnightly or monthly repayments.
- No fees if you want to redraw any of your extra repayments.
- No establishment fees – exclusively for the SA education community, and their immediate family.§︎
Our Online-only Special Fixed Car Loan is exclusively for employees of the South Australian Education Community and students carrying out studies in education, and their immediate family.§︎ It’s available on loans from $15,000 and applies to new and used cars less than 5 years old.
Plus, our extended phone hours mean you’ll be able to chat with our Adelaide based team when it’s convenient for you – no need to rush or stress.
No establishment fee
No monthly or early repayment fees.
The ability to lock in your rate for up to 7 years
The flexibility to make weekly, fortnightly or monthly repayments
All Education Community Car Loan interest rates
Ready to apply?
Start your application now.
Get in touch
You can contact us by calling us, visiting us, making an appointment or using Secure Mail.
Details you’ll need to have handy to help you speed through this application:
- your income and living expense details
- information about any credit cards or loans you have
Open a Credit Union SA account in minutes!
Before you begin, you'll need to have one of the following IDs:
- Australian driver's license
- Passport
Not sure if you're eligible for our Knowledge Counts banking benefits?
Knowledge Counts banking benefits are available to any current or retired employee of the South Australian education community, as well as students carrying out studies in education. If you work as an SSO, receptionist, contract teacher, TRT, student teacher, groundsman, TAFE lecturer, librarian, classroom teacher or University co-ordinator (just to name a few), you are eligible for our Knowledge Counts banking benefits.
Plus, your immediate family members (parents, children, grandparents, grandchildren, siblings and partners only) are eligible too.
Frequently asked questions
View all Loans FAQsIn order to work out how much you can borrow, it depends on a number of variables including your income and your savings. Call us on 13 8777 to find out more, or use our calculators to get an idea of how much you might be able to borrow.
View all of our current interest rates. Calculate and compare personal loans.
Yes, you can get pre-approval in preparation for finding the wheels you want. Visit us at 400 King William Street, Adelaide or call us on 13 8777 for more information.
You can apply for a Car or Personal Loan through any of the following methods.
Or,
- Use the online application service on Internet Banking
- Make an appointment with one of our Mobile Lending Managers
- Call us on 13 8777
- Visit us at 400 King William Street, Adelaide
Yes, our Personal Loans offer flexible repayment options, no fees for extra repayments, and no fees for early repayment of loan in full.
You certainly can, and on Variable Rate Home Loans you can make an unlimited amount of extra payments without penalty. For Fixed Rate Home Loans, there are limits as to how much extra you can put in. To find out more visit the Compare Home Loans page.
If you’re worried about keeping up with your loan or credit card repayments, or something’s changed in your circumstances, you should always let us know.
Please visit our Financial Hardship Assistance page or contact us to discuss how best we can help – there are a range of ways we can support you. We know how difficult it can be to ask for help, but we care and we’re here to listen and help however we can.
Our borrowing power calculator can provide you with an indication of how much you might be able to borrow.
Factor in any spare funds you have to contribute, subtract an allowance for Motor Insurance and on-road costs or stamp duty and the calculator will show roughly how much you can afford to spend on the car.
How we
can help
Contact us
You can contact us by calling us, visiting us, making an appointment, using Web Chat or Secure Mail.
Call us
We’re here to answer any questions you might have – make sure you have your Access Code ready!
Visit us
Our friendly staff at 400 King William Street, Adelaide can help you with all your banking needs.
Make an appointment
Book an appointment with one of our local Home Lending Specialists now.
Guides and news
INFORMATION YOU SHOULD KNOW
The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination.
☉︎
Conditions, fees and lending criteria apply and are available on request. Interest rates are subject to change without notice. Comparison rates are based on a $30,000 secured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.§︎
Knowledge Counts banking benefits are available to any current or retired employee of the South Australian education community and students carrying out studies in education, and their immediate family (parents, children, grandparents, grandchildren, siblings and partners only).#
The special fixed rate personal loan and the online-only special fixed rate personal loan are available when secured by a new or used vehicle less than 5 years old. The fixed rate personal loan is available when secured by a vehicle between 5 and 10 years of age.^
The interest rate is fixed for the life of the loan up to a maximum of 7 years.µ︎
For new business only. To qualify for the online-only product, applications must be completed using the online form.