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Workplace Banking - Enerven

We are thrilled to support Enerven employees through our Workplace Banking program.

Credit Union SA was formed in 2009 when Powerstate Credit Union and Satisfac Credit Union merged. 

Through their combined history, we have been actively supporting the local community for over 60 years and we are thrilled to support Enerven employees as a subsidiary company of SA Power Networks through our Workplace Banking program.

Looking for some cold hard cash in your pocket? Find out if our $2,000 home loan cashback* is the best option for you.

To be eligible for the cashback, you must be:
  • Purchasing a property or properties, or refinancing your property or properties from another financial institution
  • Borrowing a minimum of $300,000 (new borrowings)
  • Borrowing with a loan to value ratio (LVR) of 80% or less
  • Meet the eligibility criteria for an applicable loan
  • A current employee of Enerven

Funds to be paid at settlement of loan. This offer is not available for the purposes of construction and bridging loans. Owner Occupied Interest Only loans are ineligible. Limited to one cashback per household.

Featured Products

Product NameInterest RateComparison rate
Variable Home Loan Package Special Offer - Principal & Interest - Owner Occupied☉︎§︎6.14% p.a.6.51% p.a.
Variable Home Loan Package Special Offer - Principal & Interest - Owner Occupied#^☉︎6.19% p.a.6.56% p.a.
Variable Home Loan Package Special Offer - Principal & Interest - Investment☉︎§︎6.22% p.a.6.59% p.a.
Variable Home Loan Package Special Offer - Interest Only - Investmentµ︎☉︎★︎6.52% p.a.6.95% p.a.
Fixed Rate Package - 3 Year - Principal & Interest - Owner Occupied☆︎^☉︎5.99% p.a.6.68% p.a.

Looking for a different product or rate? Check out our full list of available products here.

We're here to help

How you can join Workplace Banking
for Enerven:

  1. Reach out to Michelle De Palma, Home Lending Manager on 0466 943 198 or mdepalma@creditunionsa.com.au.
  2. Visit or call us at 400 King William St, Adelaide.

Frequently asked questions
View all Community FAQs

This cashback is available to both eligible Owner Occupied and Investment properties.

Fees and charges may apply for any products you take out that incur fees or charges, but do not apply for joining the program

We’re a Credit Union, which means we offer all the same services as a bank but with one very important difference - our highest priorities are our members and community.

We’re a member owned banking organisation, which means we’re not driven by the need to return dividends to shareholders like the major banks. As a result, we're able to channel the profits we generate back to our members and community.

Meet your Relationship Manager
avatar

Michelle De Palma

Home Lending Manager

Michelle has over fifteen years experience in the financial services sector. As our dedicated Relationship Manager, she supports our Workplace Banking Partners and Port Adelaide Football Club. Michelle helps South Australians Thrive with a personalised approach to their lending and banking needs.

Submit your enquiry

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We're here to help

Contact Michelle

Get in touch with your dedicated Workplace Banking Relationship Manager

INFORMATION YOU SHOULD KNOW

Lending criteria, fees and conditions apply and are available upon request.

The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination.

Interest rates are subject to change and special offers may be withdrawn at any time.

*To be eligible for the cashback offer it requires a minimum new borrowings of $300,000 or more where the loan to value ratio is 80% or less. You must be purchasing a new property or refinancing your existing property or properties from another financial institution to Credit Union SA and you must meet the eligibility criteria for any applicable loan. Funds to be paid at settlement of loan. Limited to one cashback per household.

Please note: The home loan products listed on this page have different qualifying criteria to the cashback offer with different minimum loan amounts.

☉︎

Conditions, fees and lending criteria apply and are available on request. Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

§︎

Offer available for new Principal and Interest loans with minimum new borrowings of $150,000 or more, where the loan to value ratio is 60% or less. Annual Package fee of $395 applies.

#

The Variable Home Loan Package Special offer require minimum new borrowings of $150,000 or more where the loan to value ratio is 80% or less. Annual package fee of $395 applies.

^

Available for Family Home Guarantee (FHG) and First Home Guarantee (FHBG) participants who meet the scheme eligibility requirements of Housing Australia Scheme Loans. Interest Only only available for construction, after your construction period your loan will revert to principal and interest.

µ︎

Interest only interest rates apply when you request to only repay interest charges on your loan. Interest only is only available where the loan to value ratio is 80% or less. For construction loans, you will only be charged interest only rates if, after your constructions period, your repayments will not be principal and interest repayments.

★︎

Offer available for new Interest Only loans with minimum new borrowings of $150,000 or more, where the loan to value ratio is 60% or less. Annual Package fee of $395 applies.

☆︎

Available where the loan to value ratio is 97% or less, including capitalised LMI. For package loans, minimum loan amount of $150,000 and an annual package fee of $395 applies.