Variable Special Offer Home Loan for Owner Occupied and Investment Home Loans

Product NameInterest RateComparison rate
Variable Home Loan Package - Special Offer - Principal & Interest - Owner Occupied☉︎§︎#^µ︎★︎2.19% p.a.2.63% p.a.
Variable Home Loan Package - Special Offer - with cashback - Principal & Interest - Owner Occupied☉︎§︎#★︎☆︎2.44% p.a.2.88% p.a.
Variable Home Loan Package - Special Offer - with cashback - Interest Only - Owner Occupied☉︎§︎♠︎#★︎3.04% p.a.3.46% p.a.
Discounted Variable Rate Home Loan - Principal & Interest - Owner Occupiedµ︎☉︎§︎^★︎2.19% p.a.2.21% p.a.
Discounted Variable Rate Home Loan - with cashback - Principal & Interest - Owner Occupied☉︎§︎^★︎☆︎2.44% p.a.2.46% p.a.
Discounted Variable Rate Home Loan - Interest Only - Owner Occupied♠︎µ︎☉︎§︎^★︎3.04% p.a.3.06% p.a.

Special Offer Low Deposit Variable Home Loan Package

Product NameInterest RateLVRComparison rate
Low Deposit Variable Home Loan Package Special Offer - Principal & Interest - Owner Occupied☉︎#♙︎µ︎★︎2.34% p.a.0.00% - 95.00%2.78% p.a.
Low Deposit Variable Home Loan Package Special Offer - Principal & Interest - Investment☉︎µ︎★︎2.34% p.a.0.00% - 90.00%2.78% p.a.

Special Offer Owner Occupied Fixed Home Loan Package

Product NameInterest RateComparison rate
Fixed Rate Package - 1 Year - Special Offer - Principal & Interest - Owner Occupied☉︎§︎#★︎2.29% p.a.3.61% p.a.
Fixed Rate Package - 2 Year - Special Offer - Principal & Interest - Owner Occupied☉︎§︎#★︎2.34% p.a.3.54% p.a.
Fixed Rate Package - 3 Year - Special Offer - Principal & Interest - Owner Occupied☉︎§︎#★︎2.59% p.a.3.53% p.a.
Fixed Rate Package - 4 Year - Special Offer - Principal & Interest - Owner Occupied☉︎§︎#★︎3.19% p.a.3.67% p.a.
Fixed Rate Package - 5 Year - Special Offer - Principal & Interest - Owner Occupied☉︎§︎#★︎3.39% p.a.3.74% p.a.

Special Offer Investment Fixed Home Loan Package

Product NameInterest RateComparison rate
Fixed Rate Package - 2 Year - Special Offer - Principal & Interest - Investment☉︎§︎#★︎2.64% p.a.3.95% p.a.
Fixed Rate Package - 3 Year - Special Offer - Principal & Interest - Investment☉︎§︎#★︎2.84% p.a.3.91% p.a.
Fixed Rate Package - 4 Year - Special Offer - Principal & Interest - Investment☉︎§︎#★︎3.19% p.a.3.96% p.a.
Fixed Rate Package - 5 Year - Special Offer - Principal & Interest - Investment☉︎§︎#★︎3.39% p.a.4.00% p.a.

Owner Occupied Variable Rate Home Loans

Product NameInterest RateComparison rate
Variable Home Loan Package - Special Offer - Principal & Interest - Owner Occupied☉︎§︎#^★︎3.29% p.a.3.70% p.a.
Variable Home Loan Package - Special Offer - Interest Only - Owner Occupied☉︎§︎♠︎#^★︎3.84% p.a.4.24% p.a.
Discounted Variable Rate Home Loan - Principal & Interest - Owner Occupied☉︎§︎^★︎3.80% p.a.3.82% p.a.
Discounted Variable Rate Home Loan - Interest Only - Owner Occupied♠︎☉︎§︎^★︎4.25% p.a.4.27% p.a.
Standard Variable Rate Home Loan - Principal & Interest - Owner Occupied☉︎★︎4.50% p.a.4.56% p.a.
Standard Variable Rate Home Loan - Interest Only - Owner Occupied♠︎☉︎★︎4.95% p.a.5.01% p.a.

Investment Variable Rate Home Loans

Product NameInterest RateComparison rate
Variable Home Loan Package - Special Offer - Principal & Interest - Investment☉︎§︎#★︎3.74% p.a.4.14% p.a.
Variable Home Loan Package - Special Offer - Interest Only - Investment♠︎☉︎§︎#★︎3.94% p.a.4.34% p.a.
Discounted Variable Rate Home Loan - Interest Only - Owner Occupied♠︎☉︎§︎^★︎4.25% p.a.4.27% p.a.
Discounted Variable Rate Home Loan - Interest Only - Investment♠︎☉︎★︎☆︎4.50% p.a.4.52% p.a.
Standard Variable Rate Home Loan - Interest Only - Owner Occupied♠︎☉︎★︎4.95% p.a.5.01% p.a.
Standard Variable Rate Home Loan - Interest Only - Investment♠︎☉︎★︎5.20% p.a.5.26% p.a.

Owner Occupied Fixed Home Loan Package

Product NameInterest RateComparison rate
Fixed Rate Package - 1 Year - Special Offer - Principal & Interest - Owner Occupied☉︎§︎#★︎2.84% p.a.3.66% p.a.
Fixed Rate Package - 1 Year - Special Offer - Interest Only - Owner Occupied♠︎☉︎§︎#★︎3.89% p.a.4.24% p.a.
Fixed Rate Package - 2 Year - Special Offer - Principal & Interest - Owner Occupied☉︎§︎#★︎2.84% p.a.3.62% p.a.
Fixed Rate Package - 2 Year - Special Offer - Interest Only - Owner Occupied♠︎☉︎§︎#★︎3.89% p.a.4.25% p.a.
Fixed Rate Package - 3 Year - Special Offer - Principal & Interest - Owner Occupied☉︎§︎#★︎3.04% p.a.3.64% p.a.
Fixed Rate Package - 3 Year - Special Offer - Interest Only - Owner Occupied♠︎☉︎§︎#★︎4.19% p.a.4.33% p.a.

Investment Fixed Home Loan Package

Product NameInterest RateComparison rate
Fixed Rate Package - 1 Year - Principal & Interest - Investment☉︎★︎2.89% p.a.4.06% p.a.
Fixed Rate Package - 1 Year - Interest Only - Investment♠︎☉︎★︎3.09% p.a.4.26% p.a.
Fixed Rate Package - 2 Year - Special Offer - Principal & Interest - Investment☉︎§︎#★︎2.89% p.a.3.99% p.a.
Fixed Rate Package - 2 Year - Special Offer - Interest Only - Investment♠︎☉︎§︎#★︎☆︎2.79% p.a.4.13% p.a.
Fixed Rate Package - 3 Year - Special Offer - Principal & Interest - Investment☉︎§︎#★︎2.84% p.a.3.91% p.a.

Owner Occupied Fixed Rate Home Loans

Product NameInterest RateComparison rate
Fixed Rate Home Loan - 1 Year - Principal & Interest - Owner Occupied☉︎★︎3.44% p.a.4.46% p.a.
Fixed Rate Home Loan - 1 Year - Interest Only - Owner Occupied♠︎☉︎★︎4.09% p.a.4.92% p.a.
Fixed Rate Home Loan - 2 Year - Principal & Interest - Owner Occupied☉︎★︎3.44% p.a.4.36% p.a.
Fixed Rate Home Loan - 2 Year - Interest Only - Owner Occupied♠︎☉︎★︎4.09% p.a.4.85% p.a.
Fixed Rate Home Loan - 3 Year - Principal & Interest - Owner Occupied☉︎★︎3.44% p.a.4.28% p.a.
Fixed Rate Home Loan - 3 Year - Interest Only - Owner Occupied♠︎☉︎★︎☆︎3.84% p.a.4.71% p.a.

Investment Fixed Rate Home Loans

Product NameInterest RateComparison rate
Fixed Rate Home Loan - 1 Year - Principal & Interest - Investment☉︎★︎3.44% p.a.4.86% p.a.
Fixed Rate Home Loan - 1 Year - Interest Only - Investment♠︎☉︎★︎3.64% p.a.5.11% p.a.
Fixed Rate Home Loan - 2 Year - Principal & Interest - Investment☉︎★︎3.44% p.a.4.73% p.a.
Fixed Rate Home Loan - 2 Year - Interest Only - Investment♠︎☉︎★︎3.64% p.a.4.97% p.a.
Fixed Rate Home Loan - 3 Year - Principal & Interest - Investment☉︎★︎3.44% p.a.4.60% p.a.
Fixed Rate Home Loan - 3 Year - Interest Only - Investment♠︎☉︎★︎3.64% p.a.4.84% p.a.
INFORMATION YOU SHOULD KNOW

☉︎

Conditions, fees and lending criteria apply and are available on request. Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

§︎

You must hold, or be approved for, total Package borrowings of at least $150,000. Conditions and annual package fee of $395 applies.

#

This offer is available on new loans with minimum new borrowings of $150,000. Bridging and construction loans are not eligible for this offer.

^

This offer is available on new loans with minimum new borrowings of $150,000. Bridging loans are not eligible for this offer.

µ︎

Offer available on new loans with minimum new borrowings of $150,000 where the LVR is 80% or less and no cashback is taken. Not available on fixed rate special offers and bridging loans.

★︎

Offers valid as at 07/01/2022 are limited and may be withdrawn or altered at any time without notice. Interest rates are subject to change.

☆︎

Cashback offer available on any owner-occupied or investment loan with minimum new borrowings of $250,000 where the loan to value ratio is 80% or less. Funds available at settlement, except in the case of construction loans where cashback will be paid on confirmation that the foundation has been poured. Limit of one cashback per household. Not available on fixed rate special offers and bridging loans.

♠︎

Interest only interest rates apply when you request to only repay interest charges on you loan. For construction loans, you will only be charged interest only interest rates if, after your construction period, your repayments will not be principal & interest repayments.

♙︎

Requires minimum new borrowings of $150,000 or more where the loan to value ratio is 95% or less for owner-occupied loans and 90% or less for investment loans. This offer is available only to first home buyers, Education Community members and Workplace Banking Benefits members. This offer is limited and may be withdrawn at any time.