Special Offers
Variable Special Offer Home Loan for Owner Occupied and Investment Home Loans
| Product Name | Interest Rate | Comparison rate |
|---|---|---|
| Variable Home Loan Package Special Offer - Principal & Interest - Owner Occupied☉︎§︎ | 6.04% p.a. | 6.41% p.a. |
| Variable Home Loan Package Special Offer - Principal & Interest - Investment☉︎§︎ | 6.22% p.a. | 6.59% p.a. |
| Variable Home Loan Package Special Offer - Interest Only - Investment☉︎#§︎ | 6.52% p.a. | 6.95% p.a. |
| Variable Home Loan Package Special Offer - Principal & Interest - Owner Occupied☉︎^§︎ | 6.09% p.a. | 6.46% p.a. |
| Variable Home Loan Package Special Offer - Principal & Interest - Investment☉︎§︎ | 6.29% p.a. | 6.66% p.a. |
| Variable Home Loan Package Special Offer - Interest Only - Investment☉︎#§︎ | 6.59% p.a. | 6.98% p.a. |
Special Offer Low Deposit Variable Home Loan Package
| Product Name | Interest Rate | LVR | Comparison rate |
|---|---|---|---|
| Low Deposit Variable Home Loan Package Special Offer - Principal & Interest - Owner Occupied☉︎µ︎§︎ | 7.14% p.a. | 0.00% - 97.00% | 7.50% p.a. |
Owner Occupied Variable Rate Home Loans
| Product Name | Interest Rate | Comparison rate |
|---|---|---|
| Discounted Variable Rate Home Loan - Principal & Interest - Owner Occupiedµ︎^§︎ | 7.04% p.a. | 7.07% p.a. |
| Discounted Variable Rate Home Loan - Interest Only - Owner Occupied#µ︎^§︎ | 7.84% p.a. | 7.42% p.a. |
| Standard Variable Rate Home Loan - Principal & Interest - Owner Occupiedµ︎^§︎ | 7.24% p.a. | 7.29% p.a. |
| Standard Variable Rate Home Loan - Interest Only - Owner Occupied#^§︎ | 9.39% p.a. | 8.37% p.a. |
Investment Variable Rate Home Loans
| Product Name | Interest Rate | Comparison rate |
|---|---|---|
| Variable Home Loan Package - Principal & Interest - Investment☉︎§︎ | 6.69% p.a. | 7.05% p.a. |
| Variable Home Loan Package - Interest Only - Investment☉︎#§︎ | 6.99% p.a. | 7.16% p.a. |
| Discounted Variable Rate Home Loan - Principal & Interest - Investmentµ︎§︎ | 7.29% p.a. | 7.32% p.a. |
| Discounted Variable Rate Home Loan - Interest Only - Investment#§︎ | 7.59% p.a. | 7.45% p.a. |
| Standard Variable Rate Home Loan - Principal & Interest - Investmentµ︎§︎ | 7.49% p.a. | 7.54% p.a. |
| Standard Variable Rate Home Loan - Interest Only - Investment#§︎ | 7.79% p.a. | 7.67% p.a. |
Owner Occupied
Owner Occupied Fixed Home Loan Package
| Product Name | Interest Rate | Comparison rate |
|---|---|---|
| Fixed Rate Package - 1 Year - Principal & Interest - Owner Occupied☉︎µ︎^§︎ | 6.29% p.a. | 6.79% p.a. |
| Fixed Rate Package - 1 Year - Interest Only - Owner Occupied☉︎#^§︎ | 7.09% p.a. | 6.87% p.a. |
| Fixed Rate Package - 2 Year - Principal & Interest - Owner Occupied☉︎µ︎^§︎ | 6.39% p.a. | 6.80% p.a. |
| Fixed Rate Package - 2 Year - Interest Only - Owner Occupied☉︎#^§︎ | 7.19% p.a. | 6.94% p.a. |
| Fixed Rate Package - 3 Year - Principal & Interest - Owner Occupied☉︎µ︎^§︎ | 5.99% p.a. | 6.68% p.a. |
| Fixed Rate Package - 3 Year - Interest Only - Owner Occupied☉︎#^§︎ | 6.79% p.a. | 6.89% p.a. |
Investment Fixed Home Loan Package
| Product Name | Interest Rate | Comparison rate |
|---|---|---|
| Fixed Rate Package - 1 Year - Principal & Interest - Investment☉︎µ︎§︎ | 6.54% p.a. | 7.04% p.a. |
| Fixed Rate Package - 1 Year - Interest Only - Investment☉︎#§︎ | 6.84% p.a. | 7.06% p.a. |
| Fixed Rate Package - 2 Year - Principal & Interest - Investment☉︎µ︎§︎ | 6.64% p.a. | 7.04% p.a. |
| Fixed Rate Package - 2 Year - Interest Only - Investment☉︎#§︎ | 6.94% p.a. | 7.09% p.a. |
| Fixed Rate Package - 3 Year - Principal & Interest - Investment☉︎µ︎§︎ | 6.24% p.a. | 6.92% p.a. |
| Fixed Rate Package - 3 Year - Interest Only - Investment☉︎#§︎ | 6.54% p.a. | 6.99% p.a. |
Owner Occupied Fixed Rate Home Loans
| Product Name | Interest Rate | Comparison rate |
|---|---|---|
| Fixed Rate Home Loan - 1 Year - Principal & Interest - Owner Occupiedµ︎^§︎ | 7.09% p.a. | 7.27% p.a. |
| Fixed Rate Home Loan - 1 Year - Interest Only - Owner Occupied#^§︎ | 7.89% p.a. | 7.36% p.a. |
| Fixed Rate Home Loan - 2 Year - Principal & Interest - Owner Occupiedµ︎^§︎ | 7.19% p.a. | 7.28% p.a. |
| Fixed Rate Home Loan - 2 Year - Interest Only - Owner Occupied#^§︎ | 7.99% p.a. | 7.44% p.a. |
| Fixed Rate Home Loan - 3 Year - Principal & Interest - Owner Occupiedµ︎^§︎ | 6.79% p.a. | 7.16% p.a. |
| Fixed Rate Home Loan - 3 Year - Interest Only - Owner Occupied#^§︎ | 7.59% p.a. | 7.39% p.a. |
Investment
Investment Fixed Rate Home Loans
| Product Name | Interest Rate | Comparison rate |
|---|---|---|
| Fixed Rate Home Loan - 1 Year - Principal & Interest - Investmentµ︎§︎ | 7.34% p.a. | 7.52% p.a. |
| Fixed Rate Home Loan - 1 Year - Interest Only - Investment#§︎ | 7.64% p.a. | 7.56% p.a. |
| Fixed Rate Home Loan - 2 Year - Principal & Interest - Investmentµ︎§︎ | 7.44% p.a. | 7.53% p.a. |
| Fixed Rate Home Loan - 2 Year - Interest Only - Investment#§︎ | 7.74% p.a. | 7.59% p.a. |
| Fixed Rate Home Loan - 3 Year - Principal & Interest - Investmentµ︎§︎ | 7.04% p.a. | 7.41% p.a. |
| Fixed Rate Home Loan - 3 Year - Interest Only - Investment#§︎ | 7.34% p.a. | 7.49% p.a. |
INFORMATION YOU SHOULD KNOW
The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination.
☉︎
Offer available for minimum new borrowings of $150,000 or more. Annual Package fee of $395 applies.§︎
Interest rates are subject to change without notice. Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.#
Interest only repayments are only available where the loan to value ratio is 80% or less.^
Available for Family Home Guarantee (FHG), First Home Guarantee (FHBG) and Regional First Home Buyer Guarantee (RFHBG) participants who meet the scheme eligibility requirements of Housing Australia Scheme Loans. Interest Only only available for construction, after your construction period your loan will revert to principal and interest.µ︎
Available where the loan to value ratio is 97% or less, including capitalised LMI.