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Welcome Home with Credit Union SA

Home is more comfortable with a competitive rate and a bunch of handy home loan features including an offset account.

Featured Home Loan

Package Variable Special Offer - Principal & Interest - Owner Occupied60% LVR

5.29

%

p.a.

Interest rate*

5.67

%

p.a.

Comparison rate

$0

Redraw fee

*This offer applies to applications in which the loan to value ratio is 60% or less.

Home is magic.

It's all the little moments that become the big.

From dinner parties to kids parties, first steps to big leaps, kitchen karaoke and backyard BBQs.

Enjoy more of the little things with our award-winning Variable Home Loan Package*.

Features and benefits

  • A competitive interest rate
  • More handy home loan features including an offset account, redraw facility and the ability to make extra repayments
  • Benefits for package holders on Term Deposit, Credit Card and Personal Loan products
  • Extra support through your application process from our local Mobile Lending Specialists – who will even come to you

Experts Choice

Mozo Experts Choice Packaged Home Loan Award Winner 20231

Local home loan specialists

We'll come to you, wherever it suits. We can schedule a phone, email, video call or even a home visit to support you through your home loan journey.

Quick and easy application

Our paperless application makes it simple for you to apply online, over the phone or in person.

Flexible home loan repayment options

Weekly, fortnightly or monthly.

Start your application now

For a home loan that makes you feel at home, get in touch with us today.

The first step is simply to talk to us and we can guide you from there. You can apply online, call us on 13 8777 or visit us at 400 King William Street, Adelaide.

Don’t have time to visit us? No problem, we can come to you!

Start your home loan application online anytime, anywhere.

Details you’ll need to have handy:

  • your income and living expense details.
  • information about what you own and what you owe.

Apply now

Our local Home Lending and Relationship Managers are here to help with your home loan journey.

Simply book an appointment with one of our lending specialists at a time and place that suits you.

Make an appointment

Frequently asked questions
View all FAQs

The Credit Union SA Home Loan Package is designed to help you save money. It offers a fantastic collection of bundled benefits across Home Loans, Visa credit cards, Personal Loans, Transaction Accounts, Term Deposits and more.

To check the current Home Loan rates on the different loans available, visit our rates page.

Conditions, fees and lending criteria apply and are available on request

You can apply for a home loan through any of the following methods:

Apply online

Or,

  • Make an appointment with one of our Mobile Lending Managers
  • Fill in the application form and send to us by fax or post
  • Call one of our Home Loans Specialists on 13 8777
  • Visit us at 400 King William Street, Adelaide to speak to one of our Home Loan Specialists

When you're buying or building a home or apartment you intend to live in, it's called an owner occupied property. This includes holiday homes that you don’t rent out and purchases of land on which you intend to build on, to live in. When you're applying for a home loan, you'll need to specify whether you're applying for an owner occupied loan or an investment loan. This distinction can change the interest rate options and loan features available to you.

Credit Union SA is South Australia's third largest credit union, with $1.7 billion in assets and over 54,000 members.

Credit Union SA was formed on 1 October 2009 by a merger between former South Australian credit unions Satisfac and Powerstate, which had their origins in the education and industrial sectors respectively. Both organisations were renowned for their local knowledge

As a customer owned banking organisation, we are not driven by the need to return dividends to shareholders in the manner of the major banks. As a result, we're able to channel the profits we generate back to our membership and broader community.

This is achieved in the form of innovative new products and services, competitive fees and interest rates, high levels of personal service, community development initiatives and project funding.

Visit or call us
Visit 400 King William Street, Adelaide or call us 13 8777 to discuss loans, credit cards, savings accounts or any of our other services. You can speak to a member of our friendly team quickly and easily, six days a week. If you have your Access Code we can help you quickly and efficiently, but if you don’t have one that’s fine – give us a call and we can help with your enquiries.

400 King William Street, Adelaide


Online

General enquiries


Fax


Write to us


Customer Relations
Credit Union SA
GPO Box 699
Adelaide SA 5001

Banking your way

Enjoy more of the little things

with a competitive rate and a bunch of handy home loan features when you take out Credit Union SA’s Variable Home Loan Package.

Apply now
Guides and news

Handy tips and tools to help with your home loan journey

Helpful links

Calculators

Helps work out borrowing power and budgeting with real time figures

Articles and blogs

See real life case studies, helpful resources and answers to your burning questions

Talk to our local home lending specialists

We can schedule a phone, email, video call or even a home visit

Glossary

Get the low down on common financial terms

INFORMATION YOU SHOULD KNOW

Interest rates are subject to change and special offers may be withdrawn at any time.

*This offer applies to applications in which the loan to value ratio is 60% or less.

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