Welcome Home with Credit Union SA
Home is more comfortable with a competitive rate and a bunch of handy home loan features including an offset account.
Featured Home Loan
Package Variable Special Offer - Principal & Interest - Owner Occupied ≤60% LVR ☉︎§︎
Interest rate*
6.04 % p.a.
Comparison rate
6.41 % p.a.
Redraw fee
$0
Home is magic.
It's all the little moments that become the big.
From dinner parties to kids parties, first steps to big leaps, kitchen karaoke and backyard BBQs.
Enjoy more of the little things with our award-winning Variable Home Loan Package*.
Features and benefits
- A competitive interest rate
- More handy home loan features including an offset account, redraw facility and the ability to make extra repayments
- Benefits for package holders on Term Deposit, Credit Card and Personal Loan products
- Extra support through your application process from our local Mobile Lending Specialists – who will even come to you
Experts Choice
Mozo Experts Choice Packaged Home Loan Award Winner 20231
Local home loan specialists
We'll come to you, wherever it suits. We can schedule a phone, email, video call or even a home visit to support you through your home loan journey.
Quick and easy application
Our paperless application makes it simple for you to apply online, over the phone or in person.
Talk to a local home lending specialist today
Start your application now
For a home loan that makes you feel at home – get in touch with us today.
Start your home loan application online anytime, anywhere.
Details you’ll need to have handy:
- your income and living expense details
- information about what you own and what you owe.
We’ll call you back within 48 hours to talk you through the next steps.
Don’t have time to visit us? No problem. We can come to you!
Simply book an appointment with one of our Mobile Lending Managers at a time and place that suits you.
The Credit Union SA Home Loan Package is designed to help you save money. It offers a fantastic collection of bundled benefits across Home Loans, Visa credit cards, Personal Loans, Transaction Accounts, Term Deposits and more.
You can apply for a home loan through any of the following methods:
Or,
- Make an appointment with one of our Mobile Lending Managers
- Fill in the application form and send to us by fax or post
- Call one of our Home Loans Specialists on 13 8777
- Visit us at 400 King William Street, Adelaide to speak to one of our Home Loan Specialists
When you're buying or building a home or apartment you intend to live in, it's called an owner occupied property. This includes holiday homes that you don’t rent out and purchases of land on which you intend to build on, to live in. When you're applying for a home loan, you'll need to specify whether you're applying for an owner occupied loan or an investment loan. This distinction can change the interest rate options and loan features available to you.
Credit Union SA is South Australia's third largest credit union, with $1.7 billion in assets and over 54,000 members.
Credit Union SA was formed on 1 October 2009 by a merger between former South Australian credit unions Satisfac and Powerstate, which had their origins in the education and industrial sectors respectively. Both organisations were renowned for their local knowledge
As a customer owned banking organisation, we are not driven by the need to return dividends to shareholders in the manner of the major banks. As a result, we're able to channel the profits we generate back to our membership and broader community.
This is achieved in the form of innovative new products and services, competitive fees and interest rates, high levels of personal service, community development initiatives and project funding.
Visit or call us
Visit 400 King William Street, Adelaide or call us 13 8777 to discuss loans, credit cards, savings accounts or any of our other services. You can speak to a member of our friendly team quickly and easily, six days a week. If you have your Access Code we can help you quickly and efficiently, but if you don’t have one that’s fine – give us a call and we can help with your enquiries.
400 King William Street, Adelaide
- 13 8777
- +61 8 13 8777 overseas
Online
Fax
- (08) 8211 9457 in Australia
- +61 8 13 8777 overseas
Write to us
Customer Relations
Credit Union SA
GPO Box 699
Adelaide SA 5001
Enjoy more of the little things with a competitive rate and a bunch of handy home loan features when you take out Credit Union SA’s Variable Home Loan Package.
GUIDES AND NEWS
Helpful links
Handy tips and tools to help with your home loan journey
Calculators
Helps work out borrowing power and budgeting with real time figures
Articles and blogs
See real life case studies, helpful resources and answers to your burning questions
Talk to our local home lending specialists
We can schedule a phone, email, video call or even a home visit
Glossary
Get the low down on common financial terms
INFORMATION YOU SHOULD KNOW
Interest rates are subject to change and special offers may be withdrawn at any time.
*This offer applies to applications in which the loan to value ratio is 60% or less.
☉︎
Offer available for minimum new borrowings of $150,000 or more. Annual Package fee of $395 applies.§︎
Interest rates are subject to change without notice. Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.1
Visit www.mozo.com.au for more information on Credit Union SA's awards.