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New or Refinanced 3 Year Fixed Rate Home Loan Package Special Offers

Enjoy a $3,000 cashback* when you take out one of our 3-year fixed rate home loan package special offers. It doesn’t matter if it’s for a new home, an investment property or if you’re switching to us from somewhere else, the $3,000 cashback* could be all yours!

The best part is you’ll be locking down one of these epically low rates for 3 years, so you’ll know exactly what your repayments will be – you can relax knowing your rate won’t go up, even if interest rates do:

  • Owner-Occupied Special Offer 3 Year Fixed Home Loan Package^ principal and interest rate 2.19% pa
  • Investment Special Offer 3 Year Fixed Home Loan Package^ principal and interest rate 2.49% pa

What’s included in your home loan package?

You pay just one annual fee of $395 and in return you’ll save an absolute bundle with these amazing features:

  • Redraw extra home loan repayments any time, and at no cost.
  • Make extra repayments of up to $10,000pa without any fees, so you can pay off your loan quicker.
  • No application fees or settlement fees.
  • The flexibility to make your repayments weekly, fortnightly or monthly.
  • Visa Credit Card annual fee waivers, discounted Personal Loan rates and more. 

To be eligible for this limited time offer you must be:

  • Refinancing your home or investment property from another financial institution to us with over $300,000 left on the loan. If you have a split loan, it will still be eligible providing at least $300,000 is fixed for 3 years.
  • Buying a home or investment property, borrowing at least $300,000 with a loan to value ratio (LVR) of 80% or less.

Get in touch today

Our experienced team are happy to answer all your questions! The first step is simply to talk to us, and we can guide you from there. One of our Mobile Managers can come to you, or chat on a video call - just make an appointment when it suits you. You can also visit us at 400 King William Street, Adelaide or call us on (08) 8202 7777.

Make an appointment  Call us (08) 8202 7777

 

Notice: For security reasons, current members of Credit Union SA are asked to submit all account enquiries through Internet Banking Secure Mail.

You will receive a call from our specialists on the same day of your enquiry at your preferred time, between 8am – 8pm Monday to Friday and 8am – 2pm on Saturdays.

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Owner Occupied Special Offer 3 Year Fixed Home Loan Package

Product Name LVR Interest Rate Comparison Rate
Owner Occupied 3 Year Fixed Home Loan Package^ 0.00% - 80.00% 2.19% pa 3.43% pa

Investment Special Offer 3 Year Fixed Home Loan Package

Product Name LVR Interest Rate Comparison Rate
Investment 3 Year Fixed Home Loan Package 0.00% - 80.00% 2.49% pa 3.82% pa

Tools

The Borrowing power calculator will determine what amount a lender may lend you based on your income and expenses.

The Home Loan Repayment calculator allows you to calculate your repayments for different loans, for various terms and payment frequencies.

Compare two different loans using their individual honeymoon rates, upfront fees, monthly fees and discharge fees.

The Buying and Selling Costs calculator will calculate the costs of buying and selling, including real estate agent costs and stamp duty.

*Cashback offer available on owner-occupied or investment purchase or refinance from another financial institution, where the minimum loan amount is $300,000, the loan to value ratio is 80% or less and the loan a 3 Year Fixed Package Special Offer. The loan must settle on or before 30 September 2020. Funds available at settlement. Limit of one cashback per household. Offer valid as at 11 June 2020, subject to change and may be withdrawn at any time without advanced notice. Lending criteria, fees and conditions apply and are available upon request.

^Conditions and annual package fee of $395 applies.