Home Loan Offset Account

Yes, you can use your card at any ATM. Although, we don’t charge any fees when using ATMs within Australia¹, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas, a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry.

This can depend on what you want to use your account for. Looking for everyday banking? Compare our transaction accounts. Want to start your saving journey? View our savings accounts and term deposits.

Alternatively, call us 13 8777 during business hours or visit us at 400 King William Street, Adelaide.

If you're keen to say goodbye to big-profit banks and join the Credit Union SA community, we'd be delighted to welcome you aboard. And you'll be happy to hear that joining is easy to do. Find out more about the benefits of becoming a member.

Our requirements are that you

• Complete our online Membership Application form
• Can adequately verify your identity.

To apply for membership

• Complete our online Membership Application form
• Visit us at 400 King William Street, Adelaide;
• Arrange an appointment with one of our Mobile Managers; or
• Call us on 13 8777 to have the form posted out to you.

Credit Union SA is South Australia's third largest credit union, with $1.7 billion in assets and over 54,000 members.

Credit Union SA was formed on 1 October 2009 by a merger between former South Australian credit unions Satisfac and Powerstate, which had their origins in the education and industrial sectors respectively. Both organisations were renowned for their local knowledge

As a customer owned banking organisation, we are not driven by the need to return dividends to shareholders in the manner of the major banks. As a result, we're able to channel the profits we generate back to our membership and broader community.

This is achieved in the form of innovative new products and services, competitive fees and interest rates, high levels of personal service, community development initiatives and project funding.

You can view your eStatements using your Mobile Banking App or Internet Banking.

Mobile Banking App

Go to ‘eStatements’ in the drop-down menu, then ‘View eStatements’ and choose from the list.

Internet Banking

Go to ‘Accounts’ on the top navigation bar, then ‘eStatements’ and choose from the list.