Transaction Accounts

On the go accounts to get the job done quickly and affordably, wherever you are and whatever you’re paying for.


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Our Transaction Accounts

Open a Credit Union SA account in minutes

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If this sounds like the account for you, you can apply online right now!

Call us on (08) 8202 7777 or visit us: 400 King William Street, Adelaide

Frequently asked questions
View all Accounts FAQs

This can depend on what you want to use your account for. View a list of all of our accounts, and their benefits.

Alternatively call (08) 8202 7777 during business hours or visit us at 400 King William Street, Adelaide.

Credit Union SA has a range of Transaction Accounts for you to choose from giving you the control to select the account type that suits your banking needs best.

The all-in-one Access Account gives you the flexibility to conduct your day-to-day banking whenever and however you want. It’s completely free from transaction fees* and there are no monthly fees.

There are also no fees for card order or reissues, and online banking with this account is available 24/7 with Internet Banking and our Mobile Banking App.

Find out which transaction account is best for you.


*We do not charge any fees when using ATMs within Australia. However, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.

You can notify us using your Mobile Banking App or Internet Banking.

Mobile Banking App

Select ‘Overseas Travel’ from the drop-down menu, then ‘Travel notifications’ and follow the prompts.

Internet Banking

Select ‘Cards’ from the top navigation menu, then click ‘heading overseas’ and follow the prompts.

Alternatively, you can call us on (08) 8202 7777 or visit us at 400 King William Street, Adelaide.

We’ll then be able to make educated assessments as to the legitimacy of your financial transactions and notify you immediately if any suspicious activity takes place, whether abroad or locally.

At Credit Union SA we like to help people where we can, and tailored, fee free* savings accounts for children and students are a perfect example.

Access Account (Students)

Our Access Account for students will serve you well in all forms of transactions. It’s completely free of transaction fees* and there are no monthly fees.

Find out more


*We do not charge any fees when using ATMs within Australia. However, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.

As a member of Credit Union SA, you have access to a unique Access Code, which will enable us to verify your identity and ensure that it's only you who accesses your funds and personal information.

Using your Access Code you are able to quickly:

  • Receive any information about account(s)
  • Check your balances and transactions
  • Open a new account
  • Advise us how you wish us to deal with a maturing Term Deposit
  • Change or cancel periodical payments
  • Rearrange existing payroll deduction authorities
  • Transfer funds between your accounts or to an external account
  • Stop payment on a cheque
  • Change any personal details.

If you don't yet have an Access Code, you can download the form and return to our branch.

You can view your eStatements using your Mobile Banking App or Internet Banking.

Mobile Banking App

Go to ‘eStatements’ in the drop-down menu, then ‘View eStatements’ and choose from the list.

Internet Banking

Go to ‘Accounts’ on the top navigation bar, then ‘eStatements’ and choose from the list.

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*We do not charge any fees when using ATMs within Australia. However, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.