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Car and Personal Loans

Special Fixed Rate Car Loan Online-only offer

With an epically low rate of 3.99% pa and a comparison rate of 4.40% pa* – there’s never been a better time to buy your dream car. So, what’s stopping you?

On top of an awesome rate, you’ll also enjoy:

  • No monthly or early repayment fees.
  • The ability to lock in your rate for up to 7 years.
  • The flexibility to make weekly, fortnightly or monthly repayments.
  • No fees if you want to redraw any of your extra repayments.

Our online-only car loan is available on loans from $5,000 and applies to new and used cars under two years old. Plus, since we’re a local South Australian company you’ll be able to talk to our Adelaide based team. And our extended opening hours mean we’ll be able to talk when it’s convenient for you – no need to rush or stress.

Apply now Call us 8202 7777

Features

No monthly or early repayment fees

The ability to lock in your rate for up to 7 years

The flexibility to make weekly, fortnightly or monthly repayments

Interest rates

Product Name Interest Rate Comparison Rate
Online-only special fixed rate personal loan2,3 3.99% pa 4.40% pa
Special fixed rate personal loan2 5.59% pa 5.86% pa
Fixed rate personal loan2 7.99% pa 8.26% pa
Variable rate personal loan 13.60% pa 13.89% pa

Fees

Fee Amount
Establishment Fee
Payable when you apply for a new personal loan or an increase to an existing personal loan.^$195
Payable when your online-only special fixed rate personal loan is approved and funded.^$300
Monthly Fee$0
Redraw Fee$0

Want to do more with your money?

Stuck looking for the right car loan? Get moving and apply online for our online-only special low rate car loan. What’s stopping you?

The Borrowing power calculator will determine what amount a lender may lend you based on your income and expenses.

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We have a long history of supporting the education sector. We feel it’s important to support all South Australian teachers, education workers and students carrying out studies in education who are helping to prepare our next generation.

Lending criteria, fees and conditions apply and are available upon request. *Comparison rate is based on a secured loan of $30,000 fixed over 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.