Online-only Special Fixed Rate Car Loan
Featured Car Loan
Online-only special Fixed Rate - Principal & Interest☉︎§︎#^
Interest rate
8.69 % p.a.
Comparison rate
9.19 % p.a.
Establishment Fee
$350
Monthly fee
$0
There’s never been a better time to buy your dream car. So, what’s stopping you?
On top of an awesome rate, you’ll also enjoy:
No monthly or early repayment fees.
The ability to lock in your rate for up to 7 years.
The flexibility to make weekly, fortnightly or monthly repayments.
No fees if you want to redraw any of your extra repayments.
Our online-only car loan is available on loans from $15,000 and applies to new and used cars less than five years old. Plus, since we’re a local South Australian company you’ll be able to talk to our Adelaide based team. And our extended phone hours mean we’ll be able to talk when it’s convenient for you – no need to rush or stress.
No monthly or early repayment fees
No fees if you want to redraw any of your extra repayments
The ability to lock in your rate for up to 7 years
The flexibility to make weekly, fortnightly or monthly repayments
How much can I afford to borrow for a car loan?
Special Fixed Rate Car Loan fees
Fee
Amount
Establishment Fee
$350
Monthly Fee
$0
Redraw Fee
$0
Security processing fee
$60
Other fees and charges may apply.
*This fee does not apply if you are entitled to receive Knowledge Counts education banking benefits or Workplace Banking Benefits.
Start your application now
Are you ready? Let's do this.
Details you’ll need to have handy to help you speed through this application:
- your income and living expense details
- information about any credit cards or loans you have.
Call us on 13 8777
Visit us at 400 King William Street, Adelaide
FREQUENTLY ASKED QUESTIONS
View all Loans FAQsYes, you can get pre-approval in preparation for finding the wheels you want. Visit us at 400 King William Street, Adelaide or call us on 13 8777 for more information.
In order to work out how much you can borrow, it depends on a number of variables including your income and your savings. Call us on 13 8777 to find out more, or use our calculators to get an idea of how much you might be able to borrow.
View all of our current interest rates. Calculate and compare personal loans.
You can apply for a Car or Personal Loan through any of the following methods.
Or,
- Use the online application service on Internet Banking
- Make an appointment with one of our Mobile Lending Managers
- Call us on 13 8777
- Visit us at 400 King William Street, Adelaide
Yes, our Personal Loans offer flexible repayment options, no fees for extra repayments, and no fees for early repayment of loan in full.
You certainly can, and on Variable Rate Home Loans you can make an unlimited amount of extra payments without penalty. For Fixed Rate Home Loans, there are limits as to how much extra you can put in. To find out more visit the Compare Home Loans page.
If you’re worried about keeping up with your loan or credit card repayments, or something’s changed in your circumstances, you should always let us know.
Please visit our Financial Hardship Assistance page or contact us to discuss how best we can help – there are a range of ways we can support you. We know how difficult it can be to ask for help, but we care and we’re here to listen and help however we can.
Are you wanting to buy a new family car but not sure where to start?
Well, you’re in luck because we have created a list of useful websites to help you find your perfect match. Take a look.
The credit union difference
We help South Australians do more with their money. At Credit Union SA, we offer all the same services as a bank but with one very important difference - our highest priorities are our members and our community.
GUIDES AND NEWS
How we
can help
Contact us
You can contact us by calling us, visiting us, making an appointment, using Web Chat or Secure Mail.
Call us
We’re here to answer any questions you might have – make sure you have your Access Code ready!
Visit us
Our friendly staff at 400 King William Street, Adelaide can help you with all your banking needs.
Make an appointment
Don't have time to visit us? We can come to you! Book an appointment with us now.
INFORMATION YOU SHOULD KNOW
☉︎
Conditions, fees and lending criteria apply and are available on request. Interest rates are subject to change without notice. Comparison rates are based on a $30,000 secured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.§︎
The special fixed rate personal loan and the online-only special fixed rate personal loan are available when secured by a new or used vehicle less than 5 years old. The fixed rate personal loan is available when secured by a vehicle between 5 and 10 years of age.#
The interest rate is fixed for the life of the loan up to a maximum of 7 years.^
For new business only. To qualify for the online-only product, applications must be completed using the online form.1
The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination.