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Car and Personal Loans

Car Loans

Fast pre-approvals to let you shop with confidence.

Credit Union SA’s Car Loan ranks among Australia’s best value personal loans – again!

Credit Union SA’s Special Fixed Rate Car Loan has once again been awarded a 5-Star Rating for Outstanding Value by Canstar and also Mozo’s Experts Choice award for the fourth year in a row.

Canstar’s judges compared both cost and features across 229 new car loan products from 74 lenders, while Mozo’s experts analysed 286 personal loan products from 78 financial institutions as part of their judging process.


Special Fixed Rate Personal Loan

(Vehicles up to 2 years old)

  • Car Loan
  • Secured Personal Loan

Mozo Award 2019

Education Community Special Car Loan

(Vehicles up to 2 years old)

  • Car Loan
  • Secured Personal Loan

Special Fixed Rate Personal Loan

(Vehicles up to 2 years old)

  • Car Loan
  • Secured Personal Loan
 Canstar Award

So now you can rest easy with the stability of our low, fixed rate.

Buying a vehicle should be exciting. So to help you enjoy the thrill of the chase, Credit Union SA will help you out with a fast and easy car loan pre-approval.

Our loans can be used for new or not-so-new cars, motorcycles, boats or caravans. You can even refinance an existing car loan from another provider. And whichever of these purposes matches yours, you’ll have the peace of mind of knowing exactly what your repayments will be, with a low interest rate fixed for up to 7 years.

Apply now Compare loans Call us (08) 8202 7777


Multiple repayment options

Weekly, fortnightly or monthly.

Unlimited extra repayments

At no cost!

Redraw your extra repayments

Again, at no cost.

Penalty-free early payout

We’ll shake your hand, not your wallet.

Interest rates

Product Name Interest Rate Comparison Rate
Special fixed rate personal loan 5.59% pa 5.86% pa
Fixed rate personal loan 7.99% pa 8.26% pa
Variable rate personal loan 13.60% pa 13.89% pa


Fee Amount
Establishment Fee$195
Monthly Fee$0
Redraw Fee$0

Want to do more with your money?

Looking for a savings account that delivers great interest no matter how many deposits or withdrawals you make? Our Netsave Account ticks every box.

Stuck looking for the right car loan? Get moving and apply online for our award-winning special low rate car loan. What’s stopping you?

We offer fixed rate or variable personal loans for renovations, holidays, weddings, and cars, with flexible loan terms and repayment options available.

Allianz Motor Insurance through Credit Union SA has a great range of features and benefits designed to suit customers with different needs.

Conditions, fees and lending criteria apply. Interest rates are subject to change without notice. Comparison rates are based on a secured loan of $30,000 with monthly repayments over a term of 5 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.