Car and Personal Loans

A personal or car loan from Credit Union SA offers flexible terms and repayment options.

Help me to save and budget

Whatever you have your heart set on, whether it’s a deposit for your first home, a new car, a beautiful wedding, or something else entirely, saving for it doesn’t have to be difficult.

With some helpful advice and by creating good habits – you can be well on your way to achieving your goals a lot sooner than you thought.

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Compare Car and Personal Loans

What’s your Borrowing Power?

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Determine what amount a lender may lend you based on your income and expenses.

Ready to apply or want pre-approval?

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Start your application online or call us on (08) 8202 7777.

Frequently asked questions
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Yes, our Personal Loans offer flexible repayment options, no fees for extra repayments, and no fees for early repayment of loan in full.

Visit our Rates or Fees page to find out more.

View all of our current interest rates. Calculate and compare personal loans.

We offer a range of flexible repayment options.

If you’re worried about keeping up with your loan or credit card repayments, or something’s changed in your circumstances, you should always let us know.

Please talk to us on the phone or send a Secure Mail in Internet Banking to discuss how best we can help – there are a range of ways we can support you. We know how difficult it can be to ask for help, but we care and we’re here to listen and help however we can.

You would have discussed fees and charges when originally applying for your loan. Generally, we add your fees and charges to the loan amount, including an establishment fee and security fee when applicable. This way you won’t have any immediate ‘out of pocket’ expenses. If you have any questions about your fees, please call us on (08) 8202 7777 or send a Secure Mail in Internet Banking.



Conditions, fees and lending criteria apply and are available on request.


^For new business only. To qualify for the online-only product, applications must be completed using the online form.

The special fixed rate personal loan and the online-only special fixed rate personal loan are available when secured by a new or used vehicle less than 5 years of age. The fixed rate personal loan is available when secured by a vehicle between 5 and 10 years of age. The variable rate personal loan is unsecured. Conditions, fees and lending criteria apply and are available on request.


The target market for this product can be found within the product’s Target Market Determination (TMD), available at