Car and Personal Loans
Loans from Credit Union SA help you do more with your money.
Whatever you have your heart set on, getting a loan doesn’t have to be difficult. We’re here to help South Australians do more with their money, so that in turn they can make more of life.
Car loans
Fast pre-approvals to let you shop with confidence.
Buying a vehicle should be exciting. So to help you enjoy the thrill of the chase, Credit Union SA will help you out with a fast and easy car loan pre-approval.
Personal loans
Renovations, holidays, weddings - our Personal Loans help you do more.
We offer fixed rate or variable personal loans for renovations, holidays, weddings, and cars, with flexible loan terms and repayment options available.
Compare car and personal loans
What's next?
Frequently asked questions
View all Loans FAQsYes, our Personal Loans offer flexible repayment options, no fees for extra repayments, and no fees for early repayment of loan in full.
View all of our current interest rates. Calculate and compare personal loans.
Our car loans offer multiple repayments options. Please check the product details for weekly, fortnightly and monthly options.
If you’re worried about keeping up with your loan or credit card repayments, or something’s changed in your circumstances, you should always let us know.
Please visit our Financial Hardship Assistance page or contact us to discuss how best we can help – there are a range of ways we can support you. We know how difficult it can be to ask for help, but we care and we’re here to listen and help however we can.
Banking your way
Why choose a credit union?
The credit union difference
At Credit Union SA, we offer all the same services as a bank but with one very important difference - our highest priorities are our members and our community.
Want to do more with your money?
How we
can help
Contact us
You can contact us by calling us, visiting us, making an appointment, using Web Chat or Secure Mail.
Call us
We’re here to answer any questions you might have – make sure you have your Access Code ready!
Visit us
Our friendly staff at 400 King William Street, Adelaide can help you with all your banking needs.
Make an appointment
Book an appointment with one of our local Home Lending Specialists now.
INFORMATION YOU SHOULD KNOW
1
The special fixed rate personal loan and the online-only special fixed rate personal loan are available when secured by a new or used vehicle less than 5 years of age. The fixed rate personal loan is available when secured by a vehicle between 5 and 10 years of age. The variable rate personal loan is unsecured. Conditions, fees and lending criteria apply and are available on request.
2
The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination.