Education Community Credit Card
No annual fee and 9.99%pa ongoing interest rate
It looks like experts love our Education Community Credit Card too – winner of the 2020 Mozo Experts Choice Low Rate Credit Card!
And why wouldn’t they! With no annual fee, a 0% pa introductory rate for the first six months on purchases, balance transfers and cash advances1 as well as a low ongoing interest rate after the first 6 months – what’s not to love?
Best of all it’s now available along with our other Education Community Banking Benefits to employees of the South Australian education community, students carrying out studies in education, AND their immediate family - parents, children, grandparents, grandchildren, siblings and partners!
Plus you'll enjoy all of the convenient access advantages which come with a Credit Union SA Visa Credit Card, including:
- Fast payments with Google Pay™, Apple Pay, Samsung Pay, Fitbit Pay and Garmin Pay™ and Visa payWave
- No cash advance fees2
- No direct debit fees
- The option to temporarily lock your card (if you’ve misplaced it), plus block payWave, international and online transactions whenever you need to – using the Mobile Banking App or Internet Banking.
- The ability to set up a balance sweep to automatically pay your credit card amount in full each month, helping you manage your finances.
You can apply online, call us on (08) 8202 7777 or visit us at 400 King William Street, Adelaide.
No annual fee
0% introductory rate for the first 6 months of your account on purchases, balance transfers and cash advances1
One of the lowest ongoing interest rates in Australia, an extremely low 9.99% pa interest rate after 6 months
Up to 55 days interest-free on purchases
Simply clear your closing balance on time each month.
Interest rates and fees
|Product Name||Interest Rate|
|Introductory rate for the first 6 months||0.00% pa|
|Variable rate||9.99% pa|
Mozo Experts Choice Awards
Education Community Credit Card
Our Education Community Credit Card has now it has been named one of the country’s best value credit cards in the Mozo Experts Choice Awards being recognised for the following awards:
- Balance Transfer Credit Card Award
- Low Rate Credit Card Award
- No Annual Fee Credit Card Award
Education Community Car Loan
Credit Union SA’s Education Community Car Loan has been named one of the country’s best value personal loans in the Mozo Experts Choice Awards. The awards have been running since 2014 and are judged from a selection of 239 different personal loans.
Education Community Special Fixed Rate Personal Loan for vehicles up to 2 years old
- Mozo Experts Choice Car Loan Award
- Mozo Experts Choice Secured Personal Loan Award
Exclusively for Educators
Interest rates are current as at 16/12/2020 and are subject to change. Membership, credit criteria, fees and charges apply. Terms and conditions apply.
16 months interest free on cash advances, purchases and balance transfers. At the end of the interest free period, the interest rate will revert to 9.99% pa variable.
2We do not charge any fees when using ATMs within Australia. However, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.
Education Community Banking Benefits are available to any employee of the South Australian education community and students carrying out studies in education, and their immediate family (parents, children, grandparents, grandchildren, siblings and partners only).
Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.