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Cards

Education Community Credit Card

No annual fee and 9.99%pa ongoing interest rate

It looks like experts love our Education Community Credit Card too – winner of the 2020 Mozo Experts Choice Low Rate Credit Card!

And why wouldn’t they! With no annual fee, a 0% pa introductory rate for the first six months on purchases, balance transfers and cash advances1 as well as a low ongoing interest rate after the first 6 months – what’s not to love?

Best of all it’s now available along with our other Education Community Banking Benefits to employees of the South Australian education community, students carrying out studies in education, AND their immediate family - parents, children, grandparents, grandchildren, siblings and partners! 

Plus you'll enjoy all of the convenient access advantages which come with a Credit Union SA Visa Credit Card, including:

You can apply online, call us on (08) 8202 7777 or visit us at 400 King William Street, Adelaide.

Apply now Call us (08) 8202 7777

Features

No annual fee

0% introductory rate for the first 6 months of your account on purchases, balance transfers and cash advances1

One of the lowest ongoing interest rates in Australia, an extremely low 9.99% pa interest rate after 6 months

Up to 55 days interest-free on purchases

Simply clear your closing balance on time each month.

Interest rates and fees

Product Name Interest Rate
Introductory rate for the first 6 months 0.00% pa
Variable rate 9.99% pa
Fee Amount
Visa Credit Card Annual Fee
Education Community Credit Card Annual Fee$0

Mozo Experts Choice Awards

Education Community Credit Card

Our Education Community Credit Card has now it has been named one of the country’s best value credit cards in the Mozo Experts Choice Awards being recognised for the following awards:

Education Community Credit Card

  • Balance Transfer Credit Card Award
  • Low Rate Credit Card Award
  • No Annual Fee Credit Card Award

Education Community Car Loan

Credit Union SA’s Education Community Car Loan has been named one of the country’s best value personal loans in the Mozo Experts Choice Awards. The awards have been running since 2014 and are judged from a selection of 239 different personal loans.

Education Community Special Fixed Rate Personal Loan for vehicles up to 2 years old

  • Mozo Experts Choice Car Loan Award
  • Mozo Experts Choice Secured Personal Loan Award

Mozo Award Icon    Mozo Award Icon    Mozo Award Icon    Mozo Award Icon

Exclusively for Educators

We believe that education plays an extremely important role in transforming communities across South Australia. That’s why we offer teachers, education workers and students carrying out studies in education, and their immediate family, an amazing range of banking benefits.

Take advantage of our exclusive Education Community Credit Card as a member of the Australian education community.

Take advantage of our exclusive Education Community Car Loan as a member of the Australian education community.

Interest rates are current as at 18/04/2017 and are subject to change. Membership, credit criteria, fees and charges apply. Terms and conditions apply.

16 months interest free on cash advances, purchases and balance transfers. At the end of the interest free period, the interest rate will revert to 9.99% pa variable.

2We do not charge any fees when using ATMs within Australia. Your card is accepted at over 10,000 fee-free ATMs including most major banks, however some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.

Education Community Banking Benefits are available to any employee of the South Australian education community and students carrying out studies in education, and their immediate family (parents, children, grandparents, grandchildren, siblings and partners only).

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