Education Community Credit Card
No annual fee and 9.99%pa ongoing interest rate
Credit Union SA’s Education Community Credit Card ranks among Australia’s best.
With a long history of supporting the education sector, Credit Union SA believes it’s important to support all employees within the education sector and students carrying out studies in education who are helping to prepare our next generation for the challenges and opportunities that lie ahead. As part of our Education Community Banking Benefits we have included the Education Community Credit Card.
Mozo Experts Choice Awards
Our Education Community Credit Card has now it has been named one of the country’s best value credit cards in the Mozo Experts Choice Awards being recognised for the following awards:
| Product | Awards | |
|---|---|---|
Education Community Credit Card |
Balance Transfer Credit CardLow Rate Credit CardNo Annual Fee Credit Card |
|
The Education Community Credit Card includes no annual fee, a 0% pa introductory rate for the first six months on purchases, balance transfers and cash advances1 as well as a low ongoing interest rate after the first 6 months.
Plus you'll enjoy all of the convenient access advantages which come with a Credit Union SA Visa credit card, including:
- Fast payments with Google Pay™, Apple Pay, Samsung Pay, Fitbit Pay and Garmin Pay™ and Visa payWave
- No cash advance fees2
- No direct debit fees
- The option to temporarily lock your card (if you’ve misplaced it), plus block payWave, international and online transactions whenever you need to – using the Mobile Banking App or Internet Banking.
- The ability to set up a balance sweep to automatically pay your credit card amount in full each month, helping you manage your finances.
You can apply online, call us on (08) 8202 7777 or visit us at 400 King William Street, Adelaide.
Features
No annual fee
0% introductory rate for the first 6 months of your account on purchases, balance transfers and cash advances1
One of the lowest ongoing interest rates in Australia, an extremely low 9.99% pa interest rate after 6 months
Up to 55 days interest-free on purchases
Simply clear your closing balance on time each month.
Interest rates and fees
| Product Name | Interest Rate |
|---|---|
| Introductory rate for the first 6 months | 0.00% pa |
| Variable rate | 9.99% pa |
| Fee | Amount |
|---|---|
| Visa Credit Card Annual Fee | |
| Education Community Credit Card Annual Fee | $0 |
Exclusively for Educators
Education Community Banking Benefits Exclusively for educators
We feel it’s important to support the South Australian Education Community, who are helping to prepare our next generation.
Education Community Credit Card Exclusively for educators
Take advantage of our exclusive Education Community Credit Card as a member of the Australian education community.
Education Community Car Loan Exclusively for educators
Take advantage of our exclusive Education Community Car Loan as a member of the Australian education community.
Supporting Education
SALA for Schools
As the SALA Festival Education Partner, we are offering a full rebate for all schools participating in the 2019 SALA Festival.
Supporting Education
Originally established by SA teachers 60 years ago, we’ve been providing banking services to education workers ever since.
School Community Rewards
We provide fundraising opportunities for schools - without them having to donate time or money.
Interest rates are current as at 18/04/2017 and are subject to change. Membership, credit criteria, fees and charges apply. Terms and conditions apply.
16 months interest free on cash advances, purchases and balance transfers. At the end of the interest free period, the interest rate will revert to 9.99% pa variable.
2We do not charge transaction fees when using ATMs. Your card is accepted at over 10,000 fee-free ATMs around Australia including most major banks, in some instances the ATM operator may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator, if this fee does apply it will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.
Education Community Banking Benefits are available to any employee of the education community and students carrying out studies in education.
Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple Inc ., registered in the U.S. and other countries. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.