Education Community Credit Card
No annual fee and 9.99%pa ongoing interest rate.
With a long history of supporting the education sector, Credit Union SA believes it’s important to support all education community employees who are helping to prepare our next generation for the challenges and opportunities that lie ahead.
As part of our Education Community Banking Benefits we have included the Education Community Credit Card.
The Education Community Credit Card includes no annual fee, a 0% introductory rate for the first six months on purchases, balance transfers and cash advances1 as well as a low ongoing interest rate after the first 6 months.
Plus you'll enjoy all of the convenient access advantages which come with a Credit Union SA Visa credit card, including:
- Fast payments with Apple Pay, Android Pay and Visa payWave
- No cash advance fees2
- No direct debit fees
- No domestic or overseas ATM withdrawal fees2
- The ability to set up a balance sweep to automatically pay your credit card amount in full each month, helping you manage your finances.
If you or your partner work in the education sector you can apply online or you can call us on (08) 8202 7777 during our business hours which include Saturday morning for your convenience.
Our exclusive Education Community Credit Card includes:
No annual fee
0% introductory rate for the first 6 months of your account on purchases, balance transfers and cash advances1
One of the lowest ongoing interest rates in Australia, an extremely low 9.99% pa interest rate after 6 months
Up to 55 days interest-free on purchases
Interest rates and fees
| Product Name | Interest Rate |
|---|---|
| Introductory rate for the first 6 months | 0.00% pa |
| Variable rate | 9.99% pa |
| Fee | Amount |
|---|---|
| Visa Credit Card Annual Fee | |
| Education Community Credit Card Annual Fee | $0 |
| ATM Withdrawal Fee (Australia and Overseas) | |
| Credit Union SA does not charge for ATM withdrawals2 | $0 |
Exclusively for Educators
Education Community Banking Benefits
We support education community employees who are preparing the next generation. With Education Community Banking Benefits you earn rewards for your hard work.
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Interest rates are current as at 18 April 2017 and are subject to change. Lending criteria, fees, terms and conditions apply. 1Rate reverts to 9.99% pa variable rate after 6 months on cash advances, purchases and balances transferred. 2While we won’t charge any transaction fees, you may be charged a fee by the ATM operator if you perform transactions using an ATM that is not part of the national rediATM network (including overseas ATMs). Other fees and charges may apply. Education Community Banking Benefits are available to any employee of the education community and their partner. Credit Union SA Ltd ABN 36 087 651 232, AFSL/Australian Credit License 241066, 400 King William Street, Adelaide SA 5000.