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Transaction Accounts

55+ Account

Great flexibility whatever your life situation.

Our 55+ transaction account is available to all members aged 55 and over.

It offers you the ability to earn higher returns without having to lock funds away and has no monthly account keeping or transaction fees*. Whether you’re working, receiving a pension or retired, that combination is hard to beat.

You can also request a free Visa Debit Card with payWave which you can load into Google Pay™Apple PaySamsung PayFitbit Pay and Garmin Pay™. Now you can pay for purchases using your smart device, wherever mobile payment systems are offered.

You’ll also be able to temporarily lock your card (if you misplace it), plus block payWave, international and online transactions whenever you need to – using the Mobile Banking App or Internet Banking.

With unbeatable security through measures such as the Visa Zero Liability policy (which protects against unauthorised transactions) and our own 24/7 fraud monitoring service, you’ll always feel protected.

Online banking with this account is available 24/7 with Internet Banking and our Mobile Banking App. Internet banking will provide you with eStatements as well as the means to securely message each other, reducing paper and postage costs. 

If this sounds like the account for you can apply online right now!

Apply online Call us (08) 8202 7777


No transaction fees*

Make transactions without it costing you – the way it should be.

Free Visa Debit Card

With payWave access.

No monthly fee

There are no monthly access fees on the 55+ Account.

24/7 banking

With Internet Banking and our Mobile Banking App.

Interest rates and fees

Product Name Tier Interest Rate
55+ Account < $50,000 0.05% pa
55+ Account $50,000 - $250,000 0.20% pa
55+ Account > $250,000 0.30% pa
Fee Amount
Monthly Access Fee
There is no monthly fee on the 55+ Account.$0
Transaction Fee
There are no transaction fees on the 55+ Account*.$0
ATM Withdrawal Fee (Australia and Overseas)
Credit Union SA does not charge for ATM withdrawals*.$0

Want to do more with your money?

Deposit as little as $5,000 across a wide range of terms - from one month and up to five years.

Find out more about our Special Offers, Home Loan Package, Standard Variable Rate Home Loans, Discounted Variable Rate Home Loans, and Fixed Rate Home Loans.

We’re here to protect what’s most valuable to you.

Free Seminars & Workshops presented by Credit Union SA and trusted organisations we partner with.

*We do not charge any fees when using ATMs within Australia. However, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.

Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.