55+ Account
Great flexibility whatever your life situation
Our 55+ transaction account is available to all members aged 55 and over.
It offers you the ability to earn higher returns without having to lock funds away and has no monthly account keeping or transaction fees*. Whether you’re working, receiving a pension or retired, that combination is hard to beat.
Features
No transaction* or monthly fees
Includes overseas ATM withdrawals.
Free Visa debit card
With payWave access.
Access to 3,400 rediATMs
Huge Australia-wide network.
24/7 banking
With Internet Banking and our Mobile Banking App.
Interest rates and fees
| Product Name | Tier | Interest Rate |
|---|---|---|
| 55+ Account | < $2,000 | 0.25% pa |
| 55+ Account | $2,000 - $49,200 | 1.00% pa |
| 55+ Account | > $49,200 | 2.00% pa |
| Fee | Amount |
|---|---|
| Monthly Access Fee | |
| There is no monthly fee on the 55+ Account. | $0 |
| Transaction Fee | |
| There are no transaction fees on the 55+ Account*. | $0 |
| ATM Withdrawal Fee (Australia and Overseas) | |
| Credit Union SA does not charge for ATM withdrawals*. | $0 |
How we can help
Home Loans
Find out more about our Home Loan Package, Standard Variable Rate Home Loans, Discounted Variable Rate Home Loans, and Fixed Rate Home Loans.
*While no transaction fees are charged by us, a fee may be charged by the ATM operator if transactions are performed using an ATM that is not part of the national network of rediATMs. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.