Netsave interest rates
| Product Name | Interest Rate | 4 month introductory interest rate margin | Total 4 month variable introductory rate |
|---|---|---|---|
| Netsave Account* | Variable 1.25% p.a | Fixed 4.15% p.a | Variable 5.40% p.a |
*Members who open a new Netsave account will receive an introductory interest rate margin for the first 4 months, on top of the standard Netsave variable interest rate. The introductory interest rate margin is fixed for the 4 months. The standard Netsave variable interest rate may be varied at any time, including during the 4 months. After the 4 month period only the standard variable interest rate will apply. Members will not be notified when the 4 month introductory interest rate margin period ends.
55+ Account interest rates
| Product Name | Account balance tier | Interest Rate |
|---|---|---|
| 55+ Account | Less than $50,000 | 1.10% pa |
| 55+ Account | From $50,000 to $250,000 | 2.05% pa |
| 55+ Account | More than $250,000 | 2.40% pa |
The 55+ Account pays interest on the portion of your account balance within each tier.
Access Account interest rates
| Product Name | Variable Interest Rate |
|---|---|
| Access Account | 0.00% pa |
Educator+ Account
| Product Name | Variable Interest Rate |
|---|---|
| Educator+ Account | 1.75% p.a. |
This is an exclusive offer for current and retired employees of the South Australian education community, students studying education, and their eligible immediate family members as part of our Knowledge Counts banking benefits1.
Port+ Account
| Product Name | Variable Interest Rate |
|---|---|
| Port+ Account | 1.75% p.a. |
This account is available exclusively to current members and employees of the Port Adelaide Football Club, subject to eligibility criteria verification.
Home Loan Offset Account interest rate
| Product Name | Variable Interest Rate |
|---|---|
| Home Loan Offset Account | 0.00% pa |
Interest is offset against your linked variable rate home loan - refer to the Deposit Accounts and Access Services Terms and Conditions brochure for more detail.
Bonus Savings Account interest rates
| Product Name | Variable Interest Rate | Variable Bonus + Rate |
|---|---|---|
| Bonus Savings Account | 0.01% pa | 3.75% p.a. |
Bonus interest is earned each month you make a deposit of any amount with no withdrawals.
Children's Savings Account interest rates
| Product Name | Variable Interest Rate | Variable Bonus + Rate |
|---|---|---|
| Children's Savings Accounts | 0.05% pa | 4.60% pa |
Bonus interest applies each month you make a deposit (of any amount) and no withdrawals. The portion of any balance above $50,000 will not receive bonus interest.
Association Account interest rate
| Product Name | Variable Interest Rate |
|---|---|
| Association Account | 0.10% pa |
INFORMATION YOU SHOULD KNOW
Interest rates are subject to change without notice. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.
The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination.
1
Knowledge Counts banking benefits are available to those currently working in or former employees of the South Australian education community. If you work in a school, a university, Tafe, Childcare or Kindergarten, or if you are studying to be an educator; you and your immediate family members (parents, children, grandparents, grandchildren, siblings, and partners only) could be eligible for these banking benefits.