Netsave interest rates
| Product Name | Interest Rate | 4 month introductory interest rate margin | Total variable introductory rate |
|---|---|---|---|
| Netsave Account* | 0.75% p.a. | 3.85% p.a. | 4.60% p.a. |
*Members who open a new Netsave account will receive an introductory interest rate margin for the first 4 months, on top of the standard Netsave variable interest rate. The introductory interest rate margin is fixed for the 4 months. The standard Netsave variable interest rate may be varied at any time, including during the 4 months. After the 4 month period only the standard variable interest rate will apply.
55+ Account interest rates
| Product Name | Tier | Interest Rate |
|---|---|---|
| 55+ Account | < $50,000 | 0.10% pa |
| 55+ Account | $50,000 - $250,000 | 1.05% pa |
| 55+ Account | > $250,000 | 1.40% pa |
The 55+ Account pays interest on the portion of your account balance within each tier.
Access Account interest rates
| Product Name | Interest Rate |
|---|---|
| Access Account | 0.00% pa |
Home Loan Offset Account interest rate
| Product Name | Interest Rate |
|---|---|
| Home Loan Offset Account | 0.00% pa |
Interest is offset against your linked variable rate home loan - refer to the Deposit Accounts and Access Services Terms and Conditions brochure for more detail.
Bonus Savings Account interest rates
| Product Name | Interest Rate | Bonus + Rate |
|---|---|---|
| Bonus Savings Account | 0.01% pa | 2.75% p.a. |
Total interest is earned each month you make a deposit of any amount with no withdrawals.
Children's Savings Account interest rates
| Product Name | Interest Rate | Bonus + Rate |
|---|---|---|
| Children's Savings Accounts | 0.05% pa | 4.35% pa |
Bonus interest applies each month you make a deposit (of any amount) and no withdrawals. The portion of any balance above $50,000 will not receive bonus interest.
Association Account interest rate
| Product Name | Interest Rate |
|---|---|
| Association Account | 0.10% pa |
INFORMATION YOU SHOULD KNOW
Interest rates are subject to change without notice. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.
The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination.
^Members who open a new Netsave account will receive an introductory interest rate margin for the first 4 months, on top of the standard Netsave variable interest rate that applies. The introductory interest rate margin is fixed for the 4 months, but the standard Netsave variable interest rate may be varied during that period. After that period only the standard variable interest rate will apply.