Fees
Accounts
| Fee | Amount |
|---|---|
| Monthly Access Fee | |
| No Credit Union SA transaction or savings account has a Monthly Access Fee. | $0 |
| ATM Withdrawal Fee (Australia and Overseas) | |
| Your card is accepted at over 10,000 fee-free Automated Teller Machines (ATMs) around Australia, including those branded Commonwealth Bank, ANZ, Westpac, NAB and BankSA. Please note that if you transact at a rediATM from 1 July 2019, you may be charged a fee by the ATM operator. This fee is not charged by Credit Union SA and will be disclosed at the time of performing the transaction. You can avoid the fee by cancelling the transaction when prompted. | $0 however third party costs may apply |
| Visa Currency Conversion | |
| You perform a transaction in a currency other than Australian dollars using a Visa card. This fee is included in the AUD amount debited to your account and comprises 2.00% charged by third parties and 1.00% charged by Credit Union SA | 3% of the AUD transaction amount |
| rediCARD Currency Conversion | |
| You perform a transaction in a currency other than Australian dollars using a rediCARD. This fee is included in the AUD amount debited to your account and represents third party charges passed on at cost | 2% of the AUD transaction amount |
| Arrears Fee | |
| Payable whenever we send you a letter because you do not make a repayment in full on or before the date it is due and the default continues for three days or more. | |
| Letter 1 – arrears 3 to 10 days | |
| Letter 2 – arrears 11 to 18 days | |
| Letter 3 – arrears 19 to 26 days | |
| Letter 4 – arrears 27 days or more | |
| First letter | $0 |
| Subsequent letters | $10 |