Fees
Accounts
| Fee | Amount |
|---|---|
| Monthly Access Fee | |
| No Credit Union SA transaction account has a Monthly Access Fee. | $0 |
| Monthly Fee | |
| Easy Budget Account - Monthly fee is waived for the first 12 months. | $5 |
| ATM Withdrawal Fee (Australia and Overseas) | |
| Where you perform a transaction using an ATM that is not part of the national rediATM network of ATMs, including any ATM located outside of Australia, you may be charged a fee by the ATM operator. This fee is not charged by Credit Union SA and will be disclosed at the time of performing the transaction. You can avoid the fee by cancelling the transaction when prompted | $0 however third party costs may apply |
| Visa Currency Conversion | |
| You perform a transaction in a currency other than Australian dollars using a Visa card. This fee is included in the AUD amount debited to your account and comprises 2.00% charged by third parties and 1.00% charged by Credit Union SA | 3% of the AUD transaction amount |
| rediCARD Currency Conversion | |
| You perform a transaction in a currency other than Australian dollars using a rediCARD. This fee is included in the AUD amount debited to your account and represents third party charges passed on at cost | 2% of the AUD transaction amount |
| Excess Transaction Fee | |
| Netsave Account Withdrawal Fee - All withdrawals other than transfers through Internet, Mobile and Phone Banking to accounts held with Credit Union SA. | $2.50 |
| Bonus Savings Account Withdrawal Fee - One free withdrawal permitted each month. Additional withdrawals are charged at the end of the month. | $2.50 |
| Electronic Decline Fee | |
| This fee only applies on the Bonus Savings Account | $0.50 per declined electronic transaction |
| Arrears Fee | |
| Payable whenever we send you a letter because you do not make a repayment in full on or before the date it is due and the default continues for three days or more. | |
| Letter 1 – arrears 3 to 10 days | |
| Letter 2 – arrears 11 to 18 days | |
| Letter 3 – arrears 19 to 26 days | |
| Letter 4 – arrears 27 days or more | |
| First letter | $0 |
| Subsequent letters | $10 |