Monthly Access Fee

No Credit Union SA transaction or savings account has a Monthly Access Fee.


ATM Withdrawal Fee (Australia and Overseas)

We do not charge any fees when using ATMs within Australia. However, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.

Visa Currency Conversion

Payable when you make a purchase or obtain a cash advance (whether in foreign currency or AUD) where the merchant or their acquirer is domiciled outside Australia.

3% of the transaction amount

rediCARD Currency Conversion

You perform a transaction in a currency other than Australian dollars using a rediCARD. This fee is included in the AUD amount debited to your account and represents third party charges passed on at cost

2% of the AUD transaction amount

Arrears Fees

Payable whenever we send you a letter because you do not make a repayment in full on or before the date it is due and the default continues for three days or more.
  • Letter 1 – arrears 3 to 10 days
  • Letter 2 – arrears 11 to 18 days
  • Letter 3 – arrears 19 to 26 days
  • Letter 4 – arrears 27 days or more
First letter


Subsequent letters


Paper statement fee

If you have not opted in for eStatements and we send a paper statement to the nominated postal address we have on record. Note: An electronic statement can be requested at any time with not fee payable.


Lost VISA Card

Payable when you have lost your VISA Card and have requested a replacement.