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Workplace Benefits Credit Card

No annual fee and 9.99%pa ongoing interest rate

As an SA Power Networks employee, you get to enjoy exclusive banking benefits from us, while also feeling good knowing you’re banking with an organisation that gives back to your local community. It’s win-win!

With no annual fee, a 0% pa introductory rate for the first six months on purchases, balance transfers and cash advances1 as well as a low ongoing interest rate after the first 6 months – what’s not to love?

Plus you'll enjoy all of the great access advantages which come with a Credit Union SA Visa Credit Card, including:

You can apply online, call us on (08) 8202 7777 or visit us at 400 King William Street, Adelaide.

Apply now Call us (08) 8202 7777


No annual fee

0% introductory rate for the first 6 months of your account on purchases, balance transfers and cash advances1

One of the lowest ongoing interest rates in Australia, an extremely low 9.99% pa interest rate after 6 months

Up to 55 days interest-free on purchases

Simply clear your closing balance on time each month.

Interest Rates and Fees

Product Name Interest Rate
Introductory rate for the first 6 months 0.00% pa
Variable rate 9.99% pa
Fee Amount
Visa Credit Card Annual Fee
Workplace Benefits Credit Card Annual Fee$0

Links directly to your Credit Union SA transaction account, giving you 24/7 access to your own money all over the world.

Our Access Account is our fee free account with 24/7 banking, plus digital wallets including Google Pay™, Apple Pay, Samsung Pay, Fitbit Pay and Garmin Pay™.

With rapid pre-approvals, you can switch from snoop to swoop in an instant.

Looking for a savings account that delivers great interest no matter how many deposits or withdrawals you make? Our Netsave Account ticks every box.

Interest rates are current as at 16/12/2020 and are subject to change. Membership, credit criteria, fees and charges apply. Terms and conditions apply.

16 months interest free on cash advances, purchases and balance transfers. At the end of the interest free period, the interest rate will revert to 9.99% pa variable.

2We do not charge any fees when using ATMs within Australia. However, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.

Workplace Banking Benefits are available to any employee currently working at SA Power Networks. Offers and benefits valid as at 27/11/2020, subject to change and may be withdrawn at any time without advanced notice. Lending criteria, fees and conditions apply and are available upon request.

Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.