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Student life isn’t just about study, it’s also about enjoying your freedom and experiencing all life has to offer without worry or stress.

Our Access Account takes the worry out of everyday transactions with a free Visa Debit Card, Visa payWave compatibility and no monthly fees. With a range of digital wallets including Google Pay™, Apple Pay, Samsung Pay, Fitbit Pay, Garmin Pay™, an excellent banking app and more, your money will be at your fingertips whether you're in study mode or planning your summer holidays.

You can even use your Access Account to ‘micro-save’ by rounding up your purchase. Whenever you make an eligible transaction using your Credit Union SA card, you can choose to round up your purchases and put the spare change into your account. Get started today! Open the drop-down menu in our Mobile Banking App, select ‘Round-ups’ and choose which of your accounts you would like your spare change to go into. It’s that simple! Or visit this page for more information about other ‘micro-saving’ options.

Want a savings account that can help you do more with your money? Our Netsave and Bonus Savings accounts can help you reach your goal by earning interest on your savings.

Or are you ready to make a purchase? We have car loans and personal loans that offer flexible terms and repayment options.

We have lots of options to help you achieve your goals. If you want more information about any of our accounts or loans, call us and speak to one of our friendly Member Relationship Consultants on (08) 8202 7777.

No monthly fees on savings and transaction accounts


Flexible terms and repayment options available on our loans


Make your money work harder for you


Mobile friendly banking 24/7

With our Mobile Banking App and Internet Banking, plus Google Pay™, Apple Pay, Samsung Pay, Fitbit Pay, Garmin Pay™ and more, your money will be at your fingertips when you need it.

Tap. Pay. Done. It’s that easy. Say hello to Google Pay™

Start your application now

Apply online

If this sounds like the right account for you, apply online right now!

Apply online

Already a member?

Open an account using your Mobile Banking App or Internet Banking.

Mobile Banking App

  • Select Open new account from the drop-down menu, then click Access Account and follow the instructions.

Internet Banking

  • Select Apply for from the top navigation menu, click Account, then choose Access Account from the list and follow the instructions.

Call or visit us

Call us on (08) 8202 7777

Visit us at 400 King William Street, Adelaide

FREQUENTLY ASKED QUESTIONS
View all Accounts FAQs

Our Access Account and Children’s Savings Account are great for students and are completely free from from monthly account keeping fees.

Find out more


*We do not charge any fees when using ATMs within Australia. However, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.

This can depend on what you want to use your account for. View a list of all of our accounts, and their benefits.

Alternatively call (08) 8202 7777 during business hours or visit us at 400 King William Street, Adelaide.

You can notify us using your Mobile Banking App or Internet Banking.

Mobile Banking App

Select ‘Overseas Travel’ from the drop-down menu, then ‘Travel notifications’ and follow the prompts.

Internet Banking

Select ‘Cards’ from the top navigation menu, then click ‘heading overseas’ and follow the prompts.

Alternatively, you can call us on (08) 8202 7777 or visit us at 400 King William Street, Adelaide.

We’ll then be able to make educated assessments as to the legitimacy of your financial transactions and notify you immediately if any suspicious activity takes place, whether abroad or locally.

You can view your eStatements using your Mobile Banking App or Internet Banking.

Mobile Banking App

Go to ‘eStatements’ in the drop-down menu, then ‘View eStatements’ and choose from the list.

Internet Banking

Go to ‘Accounts’ on the top navigation bar, then ‘eStatements’ and choose from the list.

Yes, you can use your card at any ATM. Although, we don’t charge any *fees when using ATMs within Australia, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry.

Help me to save and budget

Establishing a budget is a simple way of seeing where your money’s coming from, how much you’re spending, and what you could be putting away regularly. It can also help you focus on how and where you spend your hard-earned cash.

Used properly, it helps you set short and long-term financial goals and provides a realistic indication of when you’ll finally be able to realise the goal you’re saving for. Credit Union SA’s budgeting tool can help you get started.

Learn more

The credit union difference

At Credit Union SA, we offer all the same services as a bank but with one very important difference - our highest priorities are our members and our community.

Learn more

INFORMATION YOU SHOULD KNOW

^This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.

Conditions, fees and lending criteria apply and are available upon request.

The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination

We do not charge any fees when using ATMs within Australia. However, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.

Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.