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Student life isn’t just about study, it’s also about enjoying your freedom and experiencing all life has to offer without worry or stress.

Our Access Account takes the worry out of everyday transactions with a free Visa Debit Card, Visa payWave compatibility and no monthly fees. 

With a range of digital wallets including Google Pay™, Apple Pay, Samsung Pay, Garmin Pay™, an excellent banking app and more, your money will be at your fingertips whether you're in study mode or planning your summer holidays.

You can even use your Access Account to ‘micro-save’ by rounding up your purchase. Whenever you make an eligible transaction using your Credit Union SA card, you can choose to round up your purchases and put the spare change into your account. Get started today! Open the drop-down menu in our Mobile Banking App, select ‘Round-ups’ and choose which of your accounts you would like your spare change to go into. It’s that simple! Or visit this page for more information about other ‘micro-saving’ options.

No monthly fees on savings and transaction accounts

Flexible terms and repayment options available on our loans

Make your money work harder for you

Mobile friendly banking 24/7

with our Mobile Banking App and Internet Banking, plus Google Pay™, Apple Pay, Samsung Pay, Garmin Pay™ and more, your money will be at your fingertips when you need it.

Want a savings account that can help you do more with your money? Our Netsave and Bonus Savings accounts can help you reach your goal by earning interest on your savings. Or are you ready to make a purchase? We have car loans and personal loans that offer flexible terms and repayment options.

We have lots of options to help you achieve your goals. If you want more information about any of our accounts or loans, call us and speak to one of our friendly Member Relationship Consultants on 13 8777.

Tap. Pay. Done. It’s that easy.

Say hello to Google Pay™

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Start your application now

If this sounds like the right account for you, apply online right now!

Get in touch

You can contact us by calling us, visiting us, making an appointment or using Secure Mail.

Contact us

Open an account using your Mobile Banking App or Internet Banking.

Mobile Banking App

  • Select Open new account from the drop-down menu, select the relevant account and follow the instructions.

Internet banking

  • Select Apply for from the top navigation menu, click Account, select the relevant account from the list and follow the instructions.
Not a member?

Open a Credit Union SA account in minutes!

Before you begin, you'll need to have one of the following IDs:

  • Australian driver's license
  • Passport
Frequently asked questions
View all Accounts FAQs

Our Access Account and Children’s Savings Account are great for students and are completely free from from monthly account keeping fees.

Find out more


*We do not charge any fees when using ATMs within Australia. However, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.

This can depend on what you want to use your account for. Looking for everyday banking? Compare our transaction accounts. Want to start your saving journey? View our savings accounts and term deposits.

Alternatively, call us 13 8777 during business hours or visit us at 400 King William Street, Adelaide.

You can notify us using your Mobile Banking App or Internet Banking.

Mobile Banking App

Select Overseas Travel from the drop-down menu, then Travel Notifications and follow the prompts.

Internet Banking

Select Cards from the top navigation menu, then click Heading Overseas and follow the prompts.

Alternatively, you can contact us using Secure Mail, call us on 13 8777 or visit us at 400 King William Street, Adelaide.

We’ll then be able to make educated assessments as to the legitimacy of your financial transactions and notify you immediately if any suspicious activity takes place, whether abroad or locally.

You can view your eStatements using your Mobile Banking App or Internet Banking.

Mobile Banking App

Go to ‘eStatements’ in the drop-down menu, then ‘View eStatements’ and choose from the list.

Internet Banking

Go to ‘Accounts’ on the top navigation bar, then ‘eStatements’ and choose from the list.

Yes, you can use your card at any ATM. Although, we don’t charge any fees when using ATMs within Australia1, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas, a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry.

Banking your way
Why choose a credit union?

The credit union difference

At Credit Union SA, we offer all the same services as a bank but with one very important difference - our highest priorities are our members and our community.

About us

How we

can help

Contact us

You can contact us by calling us, visiting us, making an appointment, using Web Chat or Secure Mail.

Call us

We’re here to answer any questions you might have – make sure you have your Access Code ready!

Visit us

Our friendly staff at 400 King William Street, Adelaide can help you with all your banking needs.

Make an appointment

Book an appointment with one of our local Home Lending Specialists now.

Related articles
INFORMATION YOU SHOULD KNOW

Download a copy of our Home Loan Interest Rates, Lending Fees and Charges, and our Terms and Conditions. Interest rates are subject to change and special offers may be withdrawn at any time.

Conditions, fees and lending criteria apply and are available upon request.

The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination.

We do not charge any fees when using ATMs within Australia. However, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.

Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

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