Grow your savings with our Bonus Savings Account.
Earn a great bonus rate each month if you make a deposit of any amount and no withdrawals with our Bonus Savings Account. It doesn’t matter if you deposit $1 or $1,000 each month, either way you can earn bonus interest. Best of all, there’s no maximum or minimum balance requirements, so you can have as much or as little as you like sitting in your account. So why not save your way with our Bonus Savings Account?
When is my interest paid?
If you’ve made a deposit of any amount and no withdrawals in the month:
- Your base rate and bonus interest will be paid into your Bonus Saving Account at the end of the calendar month, with the description ‘Interest Credit’.
It’s important to note that you won’t be able to see the rate applied in your App or Internet banking until it’s paid at the end of the month.
Bonus Savings Account interest rates
|Bonus + Rate
|Bonus Savings Account
Total interest is earned each month you make a deposit of any amount with no withdrawals.
Start your application now
If this sounds like the account for you, apply online right now!
FREQUENTLY ASKED QUESTIONSView all Bonus Savings Account FAQs
There is no maximum balance for this account. It doesn’t matter if you have $1 or $100,000 sitting in your account, you’ll earn the bonus interest as long as you make at least one deposit and no withdrawals during the calendar month.
No, you can withdraw your money at any time. If you make a withdrawal, it just means you won’t earn the bonus interest for that calendar month.
You must make one deposit of any amount and no withdrawals each month.
Yes, you can open as many Bonus Savings Accounts as you like. Each account will need to have at least one deposit and no withdrawals during the calendar month to qualify for the bonus interest.
No, there is no fee for withdrawing money from your account. If you make a withdrawal, it just means you won’t earn the bonus interest for that calendar month.
Interest is calculated daily and paid at the end of the calendar month into your Bonus Saving Account, with the description ‘Interest Credit’.
No, you won’t be able to see the rate applied until it’s paid at the end of the month but as long as you’ve made one deposit and no withdrawals you will be eligible for the bonus interest rate.
Yes, you can send money instantly as long as the corresponding bank or credit union also accepts Osko payments. Otherwise, it can take up to 48 business hours to process.
We’ve got you sorted with a number of handy calculators that will help you work out exactly what you’ll need to do to achieve your financial goals, whether that be borrowing money, making repayments, or creating a savings plan.
You can contact us by calling us, visiting us, making an appointment, or using Secure Mail.
We’re here to answer any questions you might have – make sure you have your Access Code ready!
400 King William Street, Adelaide has self-service options available to make your life easier.
Mobile Lending Managers
Our Mobile Lending Managers can help our members by phone or email, with video calls now available.
INFORMATION YOU SHOULD KNOW
The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination