Our Bonus Savings Account rewards you with bonus interest each month that you make a deposit (of any amount) and no withdrawals.

Whether you’re saving for a new car, holiday or simply a 'rainy day', it’s a great way to achieve your goals faster. Funds are available at call.

Earn high interest

No transaction or monthly fees*

Set up regular direct deposits

Every month a deposit is made and with no withdrawals.

24/7 banking

Bonus Savings Account interest rates

Product NameInterest RateBonus + Rate
Bonus Savings Account¹0.01% pa0.26% pa

Bonus interest applies each month you make a deposit (of any amount) and no withdrawals.

Bonus Savings Account Fees

Fee

Amount

Monthly Fee

There is no monthly fee on the Bonus Savings Account.

$0

Transaction Fee

There are no transaction fees on the Bonus Savings Account¹

$0

Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.

Start your application now

Apply online

If this sounds like the account for you, apply online right now!

Apply now

Apply now

Already a member?

Open an account using your Mobile Banking App or Internet Banking.

Mobile Banking App

  • Select ‘Open new account’ from the drop-down menu and follow the instructions.

Internet Banking

  • Select Apply for from the top navigation menu, click Account and follow the instructions.

Contact us

You can contact us by calling us, visiting us, making an appointment, or using Secure Mail.

Contact us

Calculators

We’ve got you sorted with a number of handy calculators that will help you work out exactly what you’ll need to do to achieve your financial goals, whether that be borrowing money, making repayments, or creating a savings plan.

Learn more

Flexible banking

Mobile Banking App

Available for both Apple and Android smart devices, the Credit Union SA Mobile Banking App allows you to utilise all the best functionality of our website and Internet Banking services – anytime and anywhere you have an internet connection.

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Digital Wallet

Digital wallets can be used to pay for purchases via a Credit Union SA Visa Debit Card or Visa Credit Card loaded into your smart device, wherever mobile payment systems are offered.

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The credit union difference

At Credit Union SA, we offer all the same services as a bank but with one very important difference - our highest priorities are our members and our community.

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FREQUENTLY ASKED QUESTIONS
View all Accounts FAQs

At Credit Union SA we're not driven by the need to generate excessive profits in order to return dividends to shareholders like major banks.

As a result, we're able to channel the profits we generate back to our members, in the form of, among other benefits, low fees and great interest rates.

As interest rates are regularly reviewed, check out the most up to date rates or find out more about our savings accounts.

This can depend on what you want to use your account for. View a list of all of our accounts, and their benefits.

Alternatively call (08) 8202 7777 during business hours or visit us at 400 King William Street, Adelaide.

Our savings accounts are designed to encourage and reward members for maintaining a regular savings program.

None of our savings accounts have transaction fees or monthly fees. Other fees and charges may apply.


Terms and conditions and interest rate information for accounts no longer on offer is available. For more information about any of these products, you should review our Regulatory disclosures

We offer a number of calculators that will help you work out what you'll need to do to achieve your goals – whether it be borrowing money, making repayments, or creating a savings plan. Visit our calculators to get started.

You can register for Internet Banking by calling us on (08) 8202 7777 or by visiting us at 400 King William Street, Adelaide. You will be given a default password at the time.

Alternatively, you can complete the New Accounts and Access Services form and return to:

Credit Union SA
Reply Paid 699
Adelaide SA 5001

Once Internet Banking has been set up on your membership you will receive a letter advising you that you need to ring (08) 8202 7777 to obtain your default password.

Your default password will allow you to log into your Internet Banking via the Internet Banking LOGIN button, located on the right hand corner of every page of this website.

For security reasons, the first time you log on you’ll be required to change the PASSWORD we gave you. This will need to be between eight and sixteen characters long. It’s imperative that you protect this password. Credit Union SA staff will never ask you for it, and you shouldn’t reveal it to anyone else either.

Learn more about protecting your cards and accounts and protecting your data and information.

Find out more

A Mobile Banking App is an application that is downloaded to your smart device via the app store that makes accessing your accounts even easier. Once your Mobile Banking App is setup, you can access your accounts at the touch of a button using a four digit PIN or fingerprint.

Mobile Banking App provides you with access to the most popular Internet Banking features including:

  • Checking your balances and transaction history
  • Transferring money from or to other Credit Union SA members
  • Transferring money to other financial institutions
  • Paying a bill using BPAY®

Internet Banking is accessed via a web browser which can still be accessed on your smart device or desktop computer using your account number and password. For services such as loan redraw, or opening a new savings account, you will need to access Internet Banking from a web browser on a computer or smart device.

Download Mobile Banking App User Guide

You can view your eStatements using your Mobile Banking App or Internet Banking.

Mobile Banking App

Go to ‘eStatements’ in the drop-down menu, then ‘View eStatements’ and choose from the list.

Internet Banking

Go to ‘Accounts’ on the top navigation bar, then ‘eStatements’ and choose from the list.

Yes we do. The Business Banking facility is an addition to our regular Internet Banking service.

If you would like to find out more about how Credit Union SA can assist with accounts for businesses and not-for-profit organisations and clubs, please call us on (08) 8202 7777 or visit us at 400 King William Street, Adelaide.

INFORMATION YOU SHOULD KNOW

Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.

The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination