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Transaction Accounts

Access Account

A no-fuss, do-it-all account that helps you do more with your money.

It’s completely free of transaction fees* and there are no monthly fees.

You also get a free Visa Debit Card with payWave which you can load into Google Pay™Apple PaySamsung Pay, Fitbit Pay and Garmin Pay™. Now you can pay for purchases using your smart device, wherever mobile payment systems are offered.

Plus you get unbeatable security through measures such as the Visa Zero Liability policy (which protects against unauthorised transactions) and our own 24/7 fraud monitoring service.

Online banking with this account is available 24/7 with Internet Banking and our Mobile Banking App. Internet banking will provide you with eStatements as well as the means to securely message each other, reducing paper and postage costs.

You’ll also be able to temporarily lock your card (if you misplace it), plus block payWave, international and online transactions whenever you need to – using the Mobile Banking App or Internet Banking.

Apply now

If this sounds like the account for you can apply online right now!

Apply now Call us (08) 8202 7777

Already a member? 

Open an Access Account using your Mobile Banking App or Internet Banking.

Mobile Banking App

Select Open new account from the drop-down menu, then click Access Account and follow the instructions. 

Internet Banking

Select Apply for from the top navigation menu, click Account, then choose Access Account from the list and follow the instructions.


No transaction fees*

Make transactions without it costing you – the way it should be.

No monthly fee

There are no monthly access fees on the Access Account.

Free Visa Debit Card

With payWave access.

24/7 banking

With Internet Banking and our Mobile Banking App.

Interest rates and fees

Product Name Interest Rate
Access Account 0.00% pa
Fee Amount
Monthly Fee
There are no monthly access fees on the Access Account.$0
Transaction Fee
There are no transaction fees on the Access Account*.$0
ATM Withdrawal Fee (Australia and Overseas)
Credit Union SA does not charge for ATM withdrawals*. 
(Please note: overseas transactions have a 3% currency conversion fee). 

Want to do more with your money?

Now you can enjoy all the benefits of your Credit Union SA Visa Debit Card or Visa Credit Card with Apple Pay on iPhone, Apple Watch, iPad and Mac.

Looking for a savings account that delivers great interest no matter how many deposits or withdrawals you make? Our Netsave Account ticks every box.

Offering the ability to earn higher returns without having to lock funds away while having no monthly account keeping or transaction fees*.

With rapid pre-approvals, you can switch from snoop to swoop in an instant.

*We do not charge any fees when using ATMs within Australia. However, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.

Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.