A no-fuss, do-it-all account that helps you do more with your money.
The Access Account will serve you well in all forms of transactions.
It’s completely free of transaction fees* and there are no monthly fees. Plus your card is accepted at over 10,000 fee-free ATMs around Australia, including those branded Commonwealth Bank, ANZ, Westpac, NAB and BankSA.
You also get a free Visa Debit card with payWave which you can load into Google Pay™, Apple Pay, Samsung Pay, Fitbit Pay and Garmin Pay™. Now you can pay for purchases using your smart device, wherever mobile payment systems are offered.
Plus you get unbeatable security through measures such as the Visa Zero Liability policy (which protects against unauthorised transactions) and our own 24/7 fraud monitoring service.
Online banking with this account is available 24/7 with Internet Banking and our Mobile Banking App. Internet banking will provide you with eStatements as well as the means to securely message each other, reducing paper and postage costs.
You’ll also be able to temporarily lock your card (if you misplace it), plus block payWave, international and online transactions whenever you need to – using the Mobile Banking App or Internet Banking.
If this sounds like the account for you can you can apply online right now!
Already a member?
Open an Access Account using your Mobile Banking App or Internet Banking.
Mobile Banking App
Select Open new account from the drop-down menu, then click Access Account and follow the instructions.
Select Apply for from the top navigation menu, click Account, then choose Access Account from the list and follow the instructions.
Pay your way
Interest rates and fees
|Product Name||Interest Rate|
|Access Account||0.00% pa|
|There are no monthly access fees on the Access Account.||$0|
|There are no transaction fees on the Access Account*.||$0|
|ATM Withdrawal Fee (Australia and Overseas)|
|Credit Union SA does not charge for ATM withdrawals*. |
(Please note: overseas transactions have a 3% currency conversion fee).
Want to do more with your money?
*We do not charge transaction fees when using ATMs. Your card is accepted at over 10,000 fee-free ATMs around Australia including most major banks, in some instances the ATM operator may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator, if this fee does apply it will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.
Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple Inc ., registered in the U.S. and other countries. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.