Term Deposit interest rates

Product NameInterest Rate
3 Month Term Deposit4.00% p.a.
4 Month Term Deposit4.00% pa
5 Month Term Deposit4.20% p.a.
6 Month Term Deposit4.30% p.a.
7 Month Term Deposit4.30% p.a.
8 Month Term Deposit4.90% p.a.
9 Month Term Deposit4.80% p.a.
10 Month Term Deposit4.00% pa
11 Month Term Deposit4.00% pa
12 Month Term Deposit (1 Year)4.80% p.a.
24 Month Term Deposit (2 Years)4.80% pa
36 Month Term Deposit (3 Years)3.50% pa
48 Month Term Deposit (4 Years)3.50% pa
60 Month Term Deposit (5 Years)3.50% pa

Minimum deposit amount of $1,000 required. Deposits with terms of three to eleven months automatically have interest paid at maturity. The interest may be paid to a savings account or reinvested. Deposits with terms of 12 months or more may have interest reinvested every 12 months, or paid to a savings account fortnightly, monthly, quarterly or yearly. Credit Union SA pays the same rate of interest regardless of the interest frequency.


The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination.


This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation. Deposits are guaranteed subject to the Financial Claims Scheme terms and conditions. Interest rates are subject to change without notice.