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Special Offer Variable Home Loan Package

Product Name Interest Rate Comparison Rate
Owner Occupied Variable Home Loan Package where the LVR is 80% or less^1,2 3.74% pa 4.14% pa
Owner Occupied Variable Home Loan Package where the LVR is 80% or less - Interest only^#1,2 4.04% pa 4.43% pa

Owner Occupied Variable Home Loan Package

Product Name Tier Interest Rate Comparison Rate
Variable Home Loan Package^ > $150,000 4.30% pa 4.69% pa
Variable Home Loan Package - Interest only^# > $150,000 4.60% pa 4.98% pa

Investment Variable Home Loan Package

Product Name Tier Interest Rate Comparison Rate
Variable Home Loan Package^ > $150,000 4.75% pa 5.13% pa
Variable Home Loan Package - Interest only^# > $150,000 5.05% pa 5.42% pa

Owner Occupied Variable Rate Home Loans

Product Name Interest Rate Comparison Rate
Discounted Variable Rate Home Loan 4.50% pa 4.52% pa
Discounted Variable Rate Home Loan - Interest only# 4.80% pa 4.82% pa
Standard Variable Rate Home Loan 5.25% pa 5.31% pa
Standard Variable Rate Home Loan - Interest only# 5.55% pa 5.61% pa

Investment Variable Rate Home Loans

Product Name Interest Rate Comparison Rate
Discounted Variable Rate Home Loan 4.95% pa 4.97% pa
Discounted Variable Rate Home Loan - Interest only# 5.25% pa 5.27% pa
Standard Variable Rate Home Loan 5.64% pa 5.70% pa
Standard Variable Rate Home Loan - Interest only# 5.94% pa 6.00% pa

Owner Occupied Fixed Home Loan Package

Product Name Interest Rate Comparison Rate
1 Year Fixed^ 4.29% pa 4.69% pa
1 Year Fixed - Interest only^# 4.59% pa 4.98% pa
2 Year Fixed^ 4.09% pa 4.65% pa
2 Year Fixed - Interest only^# 4.39% pa 4.94% pa
3 Year Fixed^ 4.09% pa 4.63% pa
3 Year Fixed - Interest only^# 4.39% pa 4.92% pa

Investment Fixed Home Loan Package

Product Name Interest Rate Comparison Rate
1 Year Fixed^ 4.54% pa 5.11% pa
1 Year Fixed - Interest only^# 4.84% pa 5.40% pa
2 Year Fixed^ 4.34% pa 5.05% pa
2 Year Fixed - Interest only^# 4.64% pa 5.34% pa
3 Year Fixed^ 4.34% pa 5.02% pa
3 Year Fixed - Interest only^# 4.64% pa 5.31% pa

Owner Occupied Fixed Rate Home Loans

Product Name Interest Rate Comparison Rate
1 Year Fixed 4.49% pa 5.23% pa
1 Year Fixed - Interest only# 4.79% pa 5.55% pa
2 Year Fixed 4.29% pa 5.13% pa
2 Year Fixed - Interest only# 4.59% pa 5.42% pa
3 Year Fixed 4.29% pa 5.05% pa
3 Year Fixed - Interest only# 4.59% pa 5.34% pa

Investment Fixed Rate Home Loans

Product Name Interest Rate Comparison Rate
1 Year Fixed 4.74% pa 5.61% pa
1 Year Fixed - Interest only# 5.04% pa 5.91% pa
2 Year Fixed 4.54% pa 5.49% pa
2 Year Fixed - Interest only# 4.84% pa 5.79% pa
3 Year Fixed 4.54% pa 5.40% pa
3 Year Fixed - Interest only# 4.84% pa 5.69% pa

^Conditions and annual package fee of $395 applies.

#Interest only interest rates apply when you request to only repay interest charges on you loan. For construction and bridging loans, you will only be charged interest only interest rates if, after your construction or bridging period, your repayments will not be principal & interest repayments.

1LVR=Loan to Value Ratio.

2This rate is available for any owner occupied purpose where the loan amount is $150,000 or more, where the Loan to Value Ratio (LVR) is 80% or less. This offer is limited and may be withdrawn at any time.

Interest rates are subject to change. Conditions, fees and lending criteria apply and are available on request. Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Download a copy of our Home Loan Interest Rates, Fees and Charges.