Interest Rates

Product NameInterest Rate
Personal Overdraft¹15.25% pa
Visa Credit Card¹10.49% pa

A balance transfer from another financial institution can be requested at any time. A balance transfer rate of 0.00% pa applies for 6 months from the date of the transfer.

All credit card holders qualify for a balance transfer rate of 0.00% pa for 6 months at any time.

Education Community Credit Card Interest Rates

Product NameInterest Rate
Introductory rate for the first 6 months¹0.00% pa
Variable rate9.99% pa

Rate reverts to 9.99% pa variable rate after 6 months on cash advances, purchases and balances transferred. Interest rates are subject to change.

INFORMATION YOU SHOULD KNOW

Terms, conditions, fees, charges and lending criteria apply. Interest rates are subject to change without notice. Any outstanding balance at conclusion of the balance transfer period will revert to the purchase/cash advance rate at that time.

The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination