Our Special Offer Investment Home Loans can help you save more, so you can maximise your returns and reach your financial goals sooner.
Special Home Loan Offers
Investment Variable Home Loan Package
Get unlimited fee-free additional repayments, 100% Home Loan Offset Accounts, Visa Credit Card annual fee waivers, discounted Personal Loan rates and more.
Investment Discounted Variable Rate Home Loan
Enjoy a competitive variable rate and the freedom to make extra repayments, so you can pay off your loan quicker.
Quick and easy application
Our paperless application makes it simple for you to apply online, over the phone or in person.
FREE CoreLogic RP Data property reports
Flexible home loan repayment options
Weekly, fortnightly or monthly
We can come to you!
Simply book an appointment with one of our Mobile Lending Managers at a time and place that suits you.
Start your application now
For a home loan that makes you feel at home – get in touch with us today.
FREQUENTLY ASKED QUESTIONSView all Loans FAQs
Generate a Home Loans Key Facts Sheet (HLKFS) on our website.
A Home Loans Key Facts Sheet (HLKFS) will provide you with information about our standard home loans that you can compare with other financial institutions. To generate one you'll need to select the home loan product type and enter the loan amount and loan term.
You can apply for a home loan through any of the following methods:
Help me purchase an investment property
Choosing the right home loan depends on your immediate and future needs, so it’s worth taking some time to think about your essential requirements and prioritise loan features accordingly. The loan type that offers the most of your priorities wins!
2020 Mozo Expert Choice Awards
We’re excited to announce that we’ve taken out top honours in the Mozo Expert Choice Awards to be named Australia’s Best Small Credit Union for 2020.
- 2020 Mozo Expert Choice Awards - Best Small Credit Union
- 2020 Mozo Expert Choice Awards - Best Packaged Home Loan
- 2018 Canstar – a 5-Star Rating for Outstanding Value
- 2018 Mozo Experts Choice
- 2017 Mozo Experts Choice
- 2016 Mozo Experts Choice
Australia’s Best Digital Bank 2020
We have been recognised as Australia’s ‘Best Digital Bank’ for non-major banks at the 2020 DBM Australian Financial Awards. This award acknowledges the hard work of our teams and vendors in delivering the best digital experience to our members.
Credit Union SA had the highest average satisfaction rating of mobile and online banking from their members over January 2019 through December 2019, which is why we were awarded Australia’s ‘Best Digital Bank’.
The credit union difference
At Credit Union SA, we offer all the same services as a bank but with one very important difference - our highest priorities are our members and our community.
GUIDES AND NEWS
You can contact us by calling us, visiting us, making an appointment, or using Secure Mail.
We’re here to answer any questions you might have – make sure you have your Access Code ready!
400 King William Street, Adelaide has self-service options available to make your life easier.
Mobile Lending Managers
Our Mobile Lending Managers can help our members by phone or email, with video calls now available.
INFORMATION YOU SHOULD KNOW
Download a copy of our Home Loan Interest Rates, Fees and Charges.
The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination
☉︎The Variable Home Loan Package Special offers require minimum new borrowings of $150,000 or more where the loan to value ratio is 80% or less. Annual package fee of $395 applies.
§︎Conditions, fees and lending criteria apply and are available on request. Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
#Interest only interest rates apply when you request to only repay interest charges on your loan. Interest only is only available where the loan to value ratio is 80% or less. For construction loans, you will only be charged interest only rates if, after your constructions period, your repayments will not be principal and interest repayments.