Discounted Variable Rate Home Loans
As the name suggests, variable rates aren’t fixed and neither is your minimum repayment. When the rate drops, you pay a little less. When it goes up, you pay a little more.
The rate isn’t the only flexible ingredient, though. Our variable rate home loans also offer many convenient features to help you pay off your loan sooner.
Discounted Variable Rate Home Loan
Our Discounted Variable Rate Home Loan is a great choice if you’re a budget-conscious borrower on the lookout for something simple, but effective, that won’t charge you extra if you want to repay it faster (and save heaps in the process).
Our paperless application makes it simple for you to apply online, over the phone or in person.
No loan application, monthly or annual fees
Unlimited fee-free additional repayments
In fact, repay the whole loan as fast as you like, without penalty.
Redraw those extra repayments
Any time, and at no cost.
Start your application now
For a home loan that makes you feel at home – get in touch with us today.
Call or visit us
We're here to help.
- Monday to Friday 8am – 8pm (ACST)
- Saturdays 8am – 2pm (ACST)
Visit us at 400 King William Street, Adelaide
- Monday to Friday 8am – 5.30pm (ACST)
- Saturdays 10am – 2pm (ACST)
- Sunday – Closed
Special Offer Discounted Variable Home Loan
|Product Name||LVR||Interest Rate||Comparison Rate|
|Owner Occupied Discounted Variable Home Loan2||0.00% - 80.00%||2.59% pa||2.61% pa|
|Owner Occupied Discounted Variable Home Loan - Interest only#2||0.00% - 80.00%||3.19% pa||3.21% pa|
|Investment Discounted Variable Home Loan2||0.00% - 80.00%||2.59% pa||2.61% pa|
|Investment Discounted Variable Home Loan - Interest only#2||0.00% - 80.00%||3.19% pa||3.21% pa|
Discounted Variable Rate Home Loans
|Product Name||Interest Rate||Comparison Rate|
|Owner Occupied||3.80% pa||3.82% pa|
|Owner Occupied - Interest only#||4.25% pa||4.27% pa|
|Investment||4.25% pa||4.27% pa|
|Investment - Interest only#||4.50% pa||4.52% pa|
Take the next step towards your home loan
*Cashback offer available on any owner-occupied or investment loan with minimum new borrowings of $250,000 where the loan to value ratio is 80% or less. Bridging loans are not eligible for this offer. Funds available at settlement, except in the case of construction loans where cashback will be paid on confirmation that the foundation has been poured. Limit of one cashback per household. Offers valid as at 25/08/2020, subject to change and may be withdrawn at any time without advanced notice. Lending criteria, fees and conditions apply and are available upon request.
#Interest only interest rates apply when you request to only repay interest charges on you loan. For construction loans, you will only be charged interest only interest rates if, after your construction period, your repayments will not be principal & interest repayments.
LVR=Loan to Value Ratio.
2This offer is available on new loans with minimum new borrowings of $150,000. Bridging loans are not eligible for this offer.
This loan is available for any purpose, excluding bridging loans.
Offers valid as at 25/08/2020 are limited and may be withdrawn or altered at any time without notice. Interest rates are subject to change.
Conditions, fees and lending criteria apply and are available on request. Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Download a copy of our Home Loan Interest Rates, Fees and Charges.