$2,000 Home Loan Cashback Offer
If you’re looking for some cold hard cash in your pocket, then our $2,000 cashback might be the best option for you. This is exclusive to education community Members, and their eligible immediate family members.
Am I eligible for the $2,000 education community offer?
To be eligible for this exciting and limited time offer you must be:
- refinancing your property or properties from another financial institution to us with over $300,000 min, and with a loan to value ratio (LVR) of 80% or less and meet the eligibility criteria for an applicable loan; or
- a current or retired employee of the South Australian Education Community, a student carrying out studies in education, or their immediate family to receive the bonus $2,000.
What about new builds?
Construction and Bridging Loans are not eligible to receive the cashback offer.
Quick and easy application
Our paperless application makes it simple for you to apply online, over the phone or in person.
Flexible repayment options
Weekly, fortnightly or monthly.
We can come to you!
Simply book an appointment with one of our Mobile Lending Managers at a time and place that suits you.
FREE CoreLogic RP Data property reports
Start your application now
For a home loan that makes you feel at home – get in touch with us today.
Start your home loan application online anytime, anywhere.
Details you’ll need to have handy:
- your income and living expense details
- information about what you own and what you owe.
We’ll call you back within 48 hours to talk you through the next steps.
Don’t have time to visit us? No problem. We can come to you!
Simply book an appointment with one of our Mobile Lending Managers at a time and place that suits you.
FREQUENTLY ASKED QUESTIONS
View all Cashback FAQsConstruction and Bridging Loans are not eligible to receive the cashback offer.
Yes, Credit Union SA offers Home Loans Australia-wide.
Knowledge Counts Banking Benefits provides Educators with exclusive offers, discounts and products.
Knowledge Counts Banking Benefits are available to current or retired employees of the South Australian education community, students carrying out studies in education, and their eligible immediate family members (i.e. parents, children, grandparents, grandchildren, siblings and partners).
The costs of buying a home
There are many costs involved in buying a home, so it’s important to factor them all into your budget when working out how much you need to borrow.
Buying your first home can be both exciting and overwhelming. After all, it’s your first step onto the property ladder and quite possibly your first major investment. It’s also an expensive and time-consuming process. So even though this is your first house, you should try to ensure that you’ll be happy in it for as long as possible.
Not sure if you're eligible for our Knowledge Counts Banking Benefits?
Knowledge Counts Banking Benefits are available to any current or retired employee of the South Australian education community and students carrying out studies in education.
If you work as an SSO, receptionist, contract teacher, TRT, student teacher, groundsman, TAFE lecturer, librarian, classroom teacher or University co-ordinator (just to name a few), you are eligible for our Knowledge Counts Banking Benefits.
Plus, your eligible immediate family members including parents, children, grandparents, grandchildren, siblings and partners are eligible too.
GUIDES AND NEWS
How we
can help
Contact us
You can contact us by calling us, visiting us, making an appointment, or using Secure Mail.
Call us
We’re here to answer any questions you might have – make sure you have your Access Code ready!
Visit us
400 King William Street, Adelaide has self-service options available to make your life easier.
Mobile Lending Managers
Our Mobile Lending Managers can help our members by phone or email, with video calls now available.
INFORMATION YOU SHOULD KNOW
Lending criteria, fees and conditions apply and are available upon request.
The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination
Interest rates are subject to change and special offers may be withdrawn at any time.
Knowledge Counts Banking Benefits are available to any (current or retired) employee within the South Australian education community and students carrying out studies in education, and their immediate family (parents, children, grandparents, grandchildren, siblings and partners only).
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The Variable Home Loan Package Special offers require minimum new borrowings of $150,000 or more where the loan to value ratio is 80% or less. Annual package fee of $395 applies.§︎
Available for Family Home Guarantee (FHG) and First Home Guarantee (FHBG) participants who meet the scheme eligibility requirements of Housing Australia Scheme Loans. Interest Only only available for construction, after your construction period your loan will revert to principal and interest.#
Conditions, fees and lending criteria apply and are available on request. Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.^
Available where the loan to value ratio is 97% or less, including capitalised LMI. For package loans, minimum loan amount of $150,000 and an annual package fee of $395 applies.