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If you’re looking for some cold hard cash in your pocket, then our $2,000 cashback might be the best option for you. This is exclusive to Education Community Members, SA Power Network employees and subsidiaries of SA Power Network.

    Am I eligible for the $2,000 Education Community and SA Power Network Cashback Home Loan Offer?

    To be eligible for this exciting and limited time offer you must be:

    • refinancing your property or properties from another financial institution to us with over $300,000 min, and with a loan to value ratio (LVR) of 80% or less and meet the eligibility criteria for an applicable loan; or
    • a current or retired employee of the South Australian Education Community, a student carrying out studies in education, or their immediate family to receive the bonus $2,000 or;
    • a current employee of SA Power Networks or a subsidiary company

    I’m an investor, can I get the Cashback Home Loan Offer?

    The cashback is limited to Owner Occupied Principal and Interest refinances only.

    What about new builds?

    Construction and Bridging Loans are not eligible to receive the cashback offer.

    Quick and easy application

    Our paperless application makes it simple for you to apply online, over the phone or in person.

    Flexible repayment options

    Weekly, fortnightly or monthly.

    We can come to you!

    Simply book an appointment with one of our Mobile Lending Managers at a time and place that suits you.

    FREE CoreLogic RP Data property reports

    Featured Products

    Product NameInterest RateComparison rate
    Variable Home Loan Package Special Offer - Principal & Interest - Owner Occupied☉︎§︎#6.24% p.a.6.61% p.a.
    Fixed Rate Package - 3 Year - Principal & Interest - Owner Occupied^§︎#5.99% p.a.6.68% p.a.

    Start your application now

    For a home loan that makes you feel at home – get in touch with us today.

    Start your home loan application online anytime, anywhere.

    Details you’ll need to have handy:

    • your income and living expense details
    • information about what you own and what you owe.

    We’ll call you back within 48 hours to talk you through the next steps.

    Apply now

    Don’t have time to visit us? No problem. We can come to you!

    Simply book an appointment with one of our Mobile Lending Managers at a time and place that suits you.

    Make an appointment

    FREQUENTLY ASKED QUESTIONS
    View all Cashback FAQs

    Construction and Bridging Loans are not eligible to receive the cashback offer.

    The cashback offer is limited to Owner Occupied Principal and Interest refinances and purchases only.

    Yes, Credit Union SA offers Home Loans Australia-wide.

    Education Community Banking Benefits are available to current or retired employees within the South Australian education community and students carrying out studies in education, and their immediate family (parents, children, grandparents, grandchildren, siblings and partners only).

    Education Community Banking Benefits are available to employees within the education community and students carrying out studies in education, and their eligible family members.

    The costs of buying a home

    There are many costs involved in buying a home, so it’s important to factor them all into your budget when working out how much you need to borrow.

    Buying your first home can be both exciting and overwhelming. After all, it’s your first step onto the property ladder and quite possibly your first major investment. It’s also an expensive and time-consuming process. So even though this is your first house, you should try to ensure that you’ll be happy in it for as long as possible.

    Learn more

    INFORMATION YOU SHOULD KNOW

    Lending criteria, fees and conditions apply and are available upon request.

    The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination

    Interest rates are subject to change and special offers may be withdrawn at any time.

    ☉︎

    The Variable Home Loan Package Special offers require minimum new borrowings of $150,000 or more where the loan to value ratio is 80% or less. Annual package fee of $395 applies.

    §︎

    Available for Family Home Guarantee (FHG) and First Home Guarantee (FHBG) participants who meet the scheme eligibility requirements of Housing Australia Scheme Loans. Interest Only only available for construction, after your construction period your loan will revert to principal and interest.

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    Conditions, fees and lending criteria apply and are available on request. Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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    Available where the loan to value ratio is 97% or less, including capitalised LMI. For package loans, minimum loan amount of $150,000 and an annual package fee of $395 applies.