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Get more with our $2,000 Cashback Home Loan Offer

Looking for some cold hard cash in your pocket? Find out if our $2,000 Cashback is the best option for you. This offer is exclusive to our Education Community Members, and SA Power Networks and its subsidiary companies' employees.

To be eligible for the Cashback you must be:

  • Purchasing a property or properties, or refinancing your property or properties from another financial institution
  • Borrowing a minimum of $300,000 per property (new borrowings)
  • Borrowing with a loan to value ratio (LVR) of 80% or less
  • Applying for an Owner Occupied Principal and Interest home loan for the purpose of refinancing or purchasing a property
  • A current or retired employee of the South Australian Education Community, a student carrying out studies in education, or their immediate family

Funds to be paid at settlement of loan. Limited to one cashback per household.

Quick and easy application

Our paperless application makes it simple for you to apply online, over the phone or in person.

Flexible repayment options

Weekly, fortnightly or monthly.

We can come to you!

Simply book an appointment with one of our Mobile Lending Managers at a time and place that suits you.

FREE CoreLogic RP Data property reports

Featured Products

Product NameInterest RateComparison rate
Variable Home Loan Package ≤70% Special Offer - Principal & Interest - Owner Occupied☉︎§︎6.04% p.a.6.41% p.a.
Variable Home Loan Package Special Offer - Principal & Interest - Owner Occupied#^☉︎6.14% p.a.6.51% p.a.
Fixed Rate Package - 3 Year - Principal & Interest - Owner Occupiedµ︎^☉︎5.99% p.a.6.61% p.a.

Start your application now

For a home loan that makes you feel at home – get in touch with us today.

Start your home loan application online anytime, anywhere.

Details you’ll need to have handy:

  • your income and living expense details
  • information about what you own and what you owe.

We’ll call you back within 48 hours to talk you through the next steps.

Apply now

Don’t have time to visit us? No problem. We can come to you!

Simply book an appointment with one of our Mobile Lending Managers at a time and place that suits you.

Make an appointment

FREQUENTLY ASKED QUESTIONS
View all Cashback FAQs

Construction and Bridging Loans are not eligible to receive the cashback offer.

The cashback offer is limited to Owner Occupied Principal and Interest refinances and purchases only.

Yes, Credit Union SA offers Home Loans Australia-wide.

Education Community Banking Benefits are available to current or retired employees within the South Australian education community and students carrying out studies in education, and their immediate family (parents, children, grandparents, grandchildren, siblings and partners only).

Education Community Banking Benefits are available to employees within the education community and students carrying out studies in education, and their eligible family members.

The costs of buying a home

There are many costs involved in buying a home, so it’s important to factor them all into your budget when working out how much you need to borrow.

Buying your first home can be both exciting and overwhelming. After all, it’s your first step onto the property ladder and quite possibly your first major investment. It’s also an expensive and time-consuming process. So even though this is your first house, you should try to ensure that you’ll be happy in it for as long as possible.

Learn more

INFORMATION YOU SHOULD KNOW

Lending criteria, fees and conditions apply and are available upon request.

The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination

Interest rates are subject to change and special offers may be withdrawn at any time.

☉︎

Conditions, fees and lending criteria apply and are available on request. Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

§︎

The Variable Home Loan Package <= 70% Special offer requires minimum new borrowings of $150,000 or more where the loan to value ratio is 70% or less. Annual package fee of $395 applies.

#

The Variable Home Loan Package Special offers require minimum new borrowings of $150,000 or more where the loan to value ratio is 80% or less. Annual package fee of $395 applies.

^

Available for Family Home Guarantee (FHG) and First Home Guarantee (FHBG) participants who meet the scheme eligibility requirements of Housing Australia Scheme Loans. Interest Only only available for construction, after your construction period your loan will revert to principal and interest.

µ︎

Available where the loan to value ratio is 97% or less, including capitalised LMI. For package loans, minimum loan amount of $150,000 and an annual package fee of $395 applies.