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What is PayTo?

PayTo is a new, digital way for merchants and businesses to initiate real-time payments from their customers’ bank accounts.

  • Merchants can offer PayTo as an alternative payment method for a variety of products and services, such as subscriptions, online or in-app purchases.
  • Businesses can use PayTo to authorise third parties to manage payments on their behalf, such as payroll and accounts payable.
  • Third parties such as fintechs and payments service providers, may incorporate PayTo into their own service offerings.
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