Credit Insight Analyst

THRIVE with us

Think banking is all about numbers? Think again.

Credit Union SA proudly serves over 54,000 members. As a member-owned organisation, we reinvest profits into better products, services and community initiatives. For over 65 years, helping people has been at the heart of everything we do. Credit Union SA is an equal opportunity employer that welcomes and values the unique contributions of all people.

We celebrate diversity and are committed to creating an inclusive workplace for all, including First Nations peoples and strongly encourage applications from people of all backgrounds, cultures, perspectives and experiences. We also support candidate requests for adjustment to accommodate disability or injury so that they can equitably participate in the selection process, so please don't hesitate to ask if you need any support.

Join our Credit Risk Team as a Credit Insight Analyst; analysing lending portfolio data to identify trends, emerging risks and deliver clear, actionable insights which support effective risk management.

About the Role

Reporting to the Executive Manager Credit Risk, you will support effective oversight of the credit portfolio through high-quality analysis, monitoring and reporting, ensuring risk metrics are accurate, timely and fit for purpose, while identifying emerging risks and improvement across the lending portfolio.

Other key responsibilities will include, but not be limited to the following:

Undertake detailed portfolio analytics to identify trends, emerging risks and drivers of credit performance, providing clear insights to Management.
Contribute to regular internal reporting, including commentary that is clear, practical and decision-useful.
Undertake hind-sighting activities and lending-related control and compliance checks.
Identify opportunities to automate, streamline and improve credit risk reporting and analytical processes, including the use of data and analytics platforms.
Collaborating with cross-functional teams to drive the successful execution of strategic initiatives, ensuring alignment with overall strategic goals of the Credit Union.

What You'll Bring

To succeed in this role, you will have:

Experience in credit risk analytics within a regulated environment.
Exposure to data platforms and analytics tools, with strong Excel skills and SQL and/or Power BI considered an advantage.
Strong analytical capability, with the ability to translate data into clear, concise and meaningful insights.
Well-developed written and verbal communication skills.
Sound understanding of lending practices as well as prudential and regulatory frameworks.
Demonstrated problem-solving capability.
High attention to detail, with a strong commitment to data accuracy and quality.
A proactive, self-starting approach, with the ability to build effective working relationships across the organisation.

Why Credit Union SA?

At Credit Union SA, we channel the profits we generate back into our members and our communities. It's a purpose that inspires our people each day and when you join us, you'll find we're just as committed to ensuring you have the opportunities and support you need to THRIVE in all areas of your life.

Here are some of the benefits you'll enjoy at Credit Union SA:

Take time out to fill your cup with four Thrive Days a year and a paid day off to celebrate your birthday.
Learn, grow and progress your career with online training, internal and external development opportunities, study assistance, paid study leave and assistance for professional membership fees.
Stay fit and healthy with access to our free on-site gym, well-being program and annual flu shots.
Be rewarded for your outstanding contributions with our CEO Awards, Service Awards and Milestone Recognition.
Need extra support? Our Employee Assistance Program provides you and your family with free, professional counselling whenever you need it.
Make your pay go further with salary-sacrificing options and discounts on health insurance, general insurance, financial planning and loan products.

Are you ready to THRIVE?

Join Credit Union SA to make a positive impact on South Australian and your career.

For a confidential discussion regarding this role, please reach out to Jackie Tipper (Executive Manager Credit Risk).

To apply for this role please send through your resume in Microsoft Word or PDF format to JTipper@creditunionsa.com.au

Applications close: 11pm, Wednesday 15th April 2026

We are actively looking to fill this role and reserve the right to shortlist and interview applicants whilst this advertisement is open so encourage you to submit your application at your earliest opportunity.