Designed specifically for not-for-profit organisations – with interest.

The Association Account is an affordable and convenient interest-bearing transaction account designed for not-for-profit organisations of any type.

There are no monthly fees and no transaction fees1, allowing you to transact as much as you need while earning interest paid to your account monthly.

Contact us Business Banking

No transaction or monthly fees¹

Monthly statements

Makes budgeting easy.

Cheque book access (if required)

Competitive interest

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Association Account interest rate

Product NameInterest Rate
Association Account0.30% pa

Association Account fees



Monthly Access Fee

There is no monthly fee on the Association Account.


Transaction Fee

There are no transaction fees on the Association Account1.


Like to know more?

If this sounds like the account for you, contact us for more information.

Contact us

You can contact us by calling us, visiting us, making an appointment, or using Secure Mail.

Contact us

Business Banking

An addition to our regular Internet Banking service that allows organisations to manage groups of transactions into batches.

Find out more

Understanding Financial Terminology

From 'Borrowing Capacity' to 'Certificate of Title', our glossary will help you navigate the harder to understand terminology when managing finances.

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Flexible banking

Mobile Banking App

Available for both Apple and Android smart devices, the Credit Union SA Mobile Banking App allows you to utilise all the best functionality of our website and Internet Banking services – anytime and anywhere you have an internet connection.

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Digital Wallet

Digital wallets can be used to pay for purchases via a Credit Union SA Visa Debit Card or Visa Credit Card loaded into your smart device, wherever mobile payment systems are offered.

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The credit union difference

At Credit Union SA, we offer all the same services as a bank but with one very important difference - our highest priorities are our members and our community.

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View all Accounts FAQs

Yes we do. The Business Banking facility is an addition to our regular Internet Banking service.

If you would like to find out more about how Credit Union SA can assist with accounts for businesses and not-for-profit organisations and clubs, please call us on (08) 8202 7777 or visit us at 400 King William Street, Adelaide.

Credit Union SA has a range of Transaction Accounts for you to choose from giving you the control to select the account type that suits your banking needs best.

The all-in-one Access Account gives you the flexibility to conduct your day-to-day banking whenever and however you want. It’s completely free from transaction fees* and there are no monthly fees.

There are also no fees for card order or reissues, and online banking with this account is available 24/7 with Internet Banking and our Mobile Banking App.

Find out which transaction account is best for you.

*We do not charge any fees when using ATMs within Australia. However, some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.

This can depend on what you want to use your account for. View a list of all of our accounts, and their benefits.

Alternatively call (08) 8202 7777 during business hours or visit us at 400 King William Street, Adelaide.

If you're keen to say goodbye to big-profit banks and join the Credit Union SA community, we'd be delighted to welcome you aboard. And you'll be happy to hear that joining is easy to do. Find out more about the benefits of becoming a member.

Our requirements are that you

To apply for membership

Credit Union SA is South Australia's third largest credit union, with $1 billion in assets and over 50,000 members.

As a customer owned banking organisation, we are not driven by the need to return dividends to shareholders in the manner of the major banks. As a result, we're able to channel the profits we generate back to our membership and broader community.

This is achieved in the form of innovative new products and services, low fees, great interest rates, high levels of personal service, and community development initiatives and project funding.

Credit Union SA was formed on 1 October 2009 by a merger between former South Australian credit unions Satisfac and Powerstate, which had their origins in the education and industrial sectors respectively. Both organisations were renowned for their local knowledge

You can view your eStatements using your Mobile Banking App or Internet Banking.

Mobile Banking App

Go to ‘eStatements’ in the drop-down menu, then ‘View eStatements’ and choose from the list.

Internet Banking

Go to ‘Accounts’ on the top navigation bar, then ‘eStatements’ and choose from the list.



Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.


The target market for this product can be found within the product’s Target Market Determination (TMD), available at