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Refinance

Make the switch and save

How much could you save over 25 years, if you refinance a $250,000 loan with Credit Union SA?

Home Loan Refinance Offer


Talk to us about the benefits of refinancing with Credit Union SA.

3.79% pa variable rate2

4.19% pa comparison rate4

Minimum new owner occupied borrowings of $150,000 where the loan to value ratio is 80% or less.

Refinancing with the Credit Union SA Home Loan Package means you can enjoy a fantastic collection of benefits for your home loan, Visa Credit Card, Personal Loans, Investments and more. You pay just one annual fee of $395 and in return you’ll be able to do more with your money. 


Home loan savings:

  • Big rate reductions – save on fixed rate home loans and variable rate home loans
  • No application fee – save $600
  • No settlement fee – save $150
  • No top-up fee or renegotiation fee – save $300 each.
  • No annual fee on any Credit Union SA Visa credit card
  • Save 0.50% pa off the standard rates for any personal loans
  • Earn an extra 0.25% pa on any fixed term investments for balances up to $250,000 

Plus, as a Credit Union SA member you receive:


Find out more

So if you’re keen to find a better home loan and do more with your money, Credit Union SA can help you find the loan to suit your needs.

The first step is simply to talk to us and we can guide you from there. One of our Mobile Lending Managers can visit you at your convenience - just make an appointment when it suits you. You can also visit a branch (we are open Saturday mornings) or call us.

Make an appointment Call us 8202 7777


Use our calculator to compare your current home loan with Credit Union SA.

1Conditions and annual package fee of $395 applies.

Interest rates are subject to change. Membership, credit criteria, fees and charges apply. Terms and conditions apply and are available on request.

2This offer is limited and may be withdrawn at any time.

3Average standard variable rate used was current as at 9/11/18 and sourced from the Canstar comparison website at http://www.canstar.com.au/home-loans

4Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

5While no transaction fees are charged by us, a fee may be charged by the ATM operator if transactions are performed within and outside of Australia using ATMs that are not part of the rediATM network. The amount of the fee may vary at different ATMs and will be disclosed and charged at the time of the transaction. This is general advice only. Before acquiring any financial product you should consider whether or not it is suitable for you.

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