Home Guarantee Scheme

Buy a home sooner with a low deposit

We’re one of the select lenders able to offer the Australian Government's Home Guarantee Scheme administered by the National Housing Finance and Investment Corporation’s (NHFIC).

The Home Guarantee Scheme is an Australian Government initiative that supports eligible first home buyers and single parent families to build or purchase a new home with a low deposit, without the need for Lenders Mortgage Insurance (LMI).

We’re proud to be a participating lender and look forward to helping even more Australians achieve their home ownership goals.

How does the Scheme work?

The Home Guarantee Scheme includes two guarantee options: the First Home Guarantee (FHBG) for eligible first home buyers and the Family Home Guarantee (FHG) for eligible single parents with dependents.


First Home Guarantee (FHBG)

If you’re a first home buyer, you could be eligible to purchase or build a modest home with a deposit of as little as 5% (lending criteria applies) using the First Home Guarantee.

Find out if you're eligible

Family Home Guarantee (FHG)

If you’re a single parent with at least one dependent child, you could be eligible to build a new home or buy an existing property with a deposit of as little as 2% using the Family Home Guarantee. It doesn’t matter if you have owned a home before or if it’s your first home.

Find out if you're eligible