$4,000 Home Loan Cashback Offer
Looking to score more money in your pocket?
Our NEW special $4,000 home loan cashback might be the right option for you.
Do I qualify?
- You need to be borrowing a minimum of $1M of new borrowings to be eligible for $4,000 cashback – which can be across multiple loans (both investment and owner occupied) – some part of the loan must be owner occupied.
- The Loan to Value Ratio (LVR) must be 70% or less across all loans.
- It can be used to purchase a property or properties, or refinancing your property or properties from another financial institution.
- Applications must be received by 30 September 2025 and settled by 15 December 2025.
- It is not available in conjunction with any other available Credit Union SA cashbacks.
- It is not available for Bridging or Construction purposes.
- The cashback is paid on settlement to a nominated Credit Union SA Account.
- Limited to one cashback per household.
- You must meet the eligibility criteria for the applicable loan to qualify.
FREE CoreLogic RP Data property reports
Quick and easy application
We can come to you!
Flexible repayment options
Featured products
| Product Name | Interest Rate | Comparison rate |
|---|---|---|
| Package Variable Special Offer - Principal & Interest - Owner Occupied ≤60% LVR ☉︎§︎ | 5.29% p.a. | 5.67% p.a. |
| Package Variable Special Offer - Principal & Interest - Owner Occupied ≤80% LVR ☉︎#§︎ | 5.34% p.a. | 5.72% p.a. |
| Package Variable Special Offer - Principal & Interest - Investment ≤60% LVR ☉︎§︎ | 5.39% p.a. | 5.77% p.a. |
| Package Variable Special Offer - Interest Only - Investment ≤60% LVR ☉︎^§︎ | 5.64% p.a. | 6.07% p.a. |
Start your application now
For a home loan that makes you feel at home, get in touch with us today.
The first step is simply to talk to us and we can guide you from there. You can apply online, call us on 13 8777 or visit us at 400 King William Street, Adelaide.
Don’t have time to visit us? No problem, we can come to you!
Start your home loan application online anytime, anywhere.
Details you’ll need to have handy:
- your income and living expense details.
- information about what you own and what you owe.
Our local Home Lending and Relationship Managers are here to help with your home loan journey.
Simply book an appointment with one of our lending specialists at a time and place that suits you.
Guides and news
Why choose a credit union?
The credit union difference
At Credit Union SA, we offer all the same services as a bank but with one very important difference - our highest priorities are our members and our community.
About usHow we
can help
Contact us
You can contact us by calling us, visiting us, making an appointment, using Web Chat or Secure Mail.
Call us
We’re here to answer any questions you might have – make sure you have your Access Code ready!
Visit us
Our friendly staff at 400 King William Street, Adelaide can help you with all your banking needs.
Make an appointment
Book an appointment with one of our local Home Lending Specialists now.
INFORMATION YOU SHOULD KNOW
Lending criteria, fees and conditions apply and are available upon request.
The target market for this product can be found within the product’s Target Market Determination (TMD), available at creditunionsa.com.au/legal/terms-and-conditions/target-market-determination.
Interest rates are subject to change and special offers may be withdrawn at any time.
Cashback available for loan applications received by 30 September 2025 and settled by 15 December 2025. The cashback will be paid into a nominated Credit Union SA account upon settlement of the loan.
☉︎
Loan available for minimum new borrowings of $150,000 or more. Annual Package fee of $395 applies.§︎
Interest rates are subject to change without notice. Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.#
Available for Family Home Guarantee (FHG), First Home Guarantee (FHBG) and Regional First Home Buyer Guarantee (RFHBG) participants who meet the scheme eligibility requirements of Housing Australia Scheme Loans. Interest Only only available for construction, after your construction period your loan will revert to principal and interest.^
Interest only repayments are only available where the loan to value ratio is 80% or less.