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Credit Union SA’s Car Loan ranks among Australia’s best value personal loans

Credit Union SA’s Special Fixed Rate Car Loan has been named one of the country’s best value personal loans in the Mozo Experts Choice Awards, taking out awards in both the Car Loan and Secured Personal Loan categories. 

Mozo Experts Choice 2016 Secured Personal Loan Mozo Experts Choice Car Loan Award 

Choose from a fixed rate or variable

Both types of rates provide a choice of flexible loan terms and repayment options, have no monthly loan or account keeping fees, and no penalties for early repayment. But there are some factors that might sway you towards one or the other.

If you have a vehicle to use as security, a fixed rate personal loan provides budgeting certainty for a full seven years. So, it’s a great choice if you’re looking for budgeting certainty.

Alternatively, a variable rate may be a better choice if you don’t want to lock in your interest rate or don’t have a vehicle to use as security.

Compare loans


Multiple repayment options

Weekly, fortnightly or monthly.

Unlimited extra repayments

At no cost!

Redraw your extra repayments

Again, at no cost.

Penalty-free early payout

We’ll shake your hand, not your wallet.

Interest rates

Product Name Interest Rate Comparison Rate
Special fixed rate personal loan 5.99% pa 6.26% pa
Fixed rate personal loan 7.99% pa 8.26% pa
Variable rate personal loan 13.60% pa 13.89% pa


Fee Amount
Establishment Fee$195
Monthly Fee$0
Redraw Fee$0

How we can help

Fast and easy pre-approvals, let you shop with confidence.

High interest even with frequent access.

Attractive, low maintenance and an easy way to make your purchases.

Easy access to your money wherever and whenever you want.


Get a realistic estimate of your borrowing capacity based on your likely income and expenses.

Find out how much faster you'll pay off your loan - and how much interest you'll save.

Need to save a certain amount by a certain time?

Conditions, fees and lending criteria apply. Interest rates are subject to change without notice. 

Loan protection insurance is arranged by Credit Union SA as agent of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFSL No. 296559. Before deciding to acquire a product, you should consider our disclosure documents to determine whether the product is suitable to your situation.

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