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*We do not charge transaction fees when using ATMs. Your card is accepted at over 10,000 fee-free ATMs around Australia including most major banks, in some instances the ATM operator may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator, if this fee does apply it will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.