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Rates

Car and Personal Loans

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Interest rates

Product Name Interest Rate Comparison Rate
Online-only special fixed rate personal loan2,3 3.99% pa 4.40% pa
Special fixed rate personal loan2 5.59% pa 5.86% pa
Fixed rate personal loan2 7.99% pa 8.26% pa
Variable rate personal loan 13.60% pa 13.89% pa

The special fixed rate personal loan and the online-only special fixed rate personal loan are available when secured by a new or used vehicle less than 2 years of age. The fixed rate personal loan is available when secured by a vehicle between 2 and 7 years of age. The variable rate personal loan is unsecured. 2The interest rate is fixed for the life of the loan up to a maximum of 7 years. 3For new business only. To qualify for the online-only product, applications must be completed using the online form.

Education Community Car Loan

Product Name Interest Rate Comparison Rate
Online-only special fixed rate personal loan2,3 3.99% pa 3.99% pa
Special fixed rate personal loan2 5.59% pa 5.59% pa
Fixed rate personal loan2 7.99% pa 7.99% pa
Variable rate personal loan 13.60% pa 13.60% pa

Available to employees of the South Australian education community and students carrying out studies in education, and their immediate family.+ The special fixed rate personal loan and the online-only special fixed rate personal loan are available when secured by a new or used vehicle less than 2 years of age. The fixed rate personal loan is available when secured by a vehicle between 2 and 7 years of age. The variable rate personal loan is unsecured. 2The interest rate is fixed for the life of the loan up to a maximum of 7 years. 3For new business only. To qualify for the online-only product, applications must be completed using the online form.

Conditions, fees and lending criteria apply. Interest rates are subject to change without notice. Minimum loan amount of $5,000. Comparison rates are based on a $30,000 secured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

+Education Community Banking Benefits are available to any employee of the South Australian education community and students carrying out studies in education, and their immediate family (parents, children, grandparents, grandchildren, siblings and partners only).