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Variable Special Offer Home Loan for Owner Occupied and Investment Home Loans

Product Name Interest Rate Comparison Rate
Variable Home Loan Package (where no cashback is taken)^† 2.34% pa 2.78% pa
Variable Home Loan Package^2 2.59% pa 3.02% pa
Variable Home Loan Package - Interest only^2# 3.19% pa 3.60% pa
Discounted Variable Rate (where no cashback is taken)^† 2.34% pa 2.36% pa
Discounted Variable Rate2 2.59% pa 2.61% pa
Discounted Variable Rate - Interest only2# 3.19% pa 3.21% pa

Special Offer Low Deposit Variable Home Loan Package

Product Name LVR Interest Rate Comparison Rate
Owner Occupied Low Deposit Variable Home Loan Package^3 0.00% - 95.00% 2.99% pa 3.41% pa
Investment Low Deposit Variable Home Loan Package^3 0.00% - 90.00% 2.99% pa 3.41% pa

Owner Occupied Special Offer Fixed Home Loan Package

Product Name Interest Rate Comparison Rate
1 Year Fixed Home Loan Package^1 1.99% pa 3.59% pa
2 Year Fixed Home Loan Package^1 1.89% pa 3.46% pa
3 Year Fixed Home Loan Package^1 1.79% pa 3.33% pa
4 Year Fixed Home Loan Package^1 2.39% pa 3.41% pa
5 Year Fixed Home Loan Package^1 2.59% pa 3.43% pa

Investment Special Offer Fixed Home Loan Package

Product Name Interest Rate Comparison Rate
2 Year Fixed Home Loan Package^1 2.19% pa 3.87% pa
2 Year Fixed Home Loan Package - Interest only^1# 2.39% pa 4.06% pa
3 Year Fixed Home Loan Package^1 2.19% pa 3.75% pa
3 Year Fixed Home Loan Package - Interest only^1# 2.39% pa 3.94% pa
4 Year Fixed Home Loan Package^1 2.65% pa 3.78% pa
5 Year Fixed Home Loan Package^1 2.75% pa 3.75% pa

Owner Occupied Variable Rate Home Loans

Product Name Interest Rate Comparison Rate
Variable Home Loan Package^ 3.29% pa 3.70% pa
Variable Home Loan Package - Interest only^# 3.84% pa 4.24% pa
Discounted Variable Rate Home Loan 3.80% pa 3.82% pa
Discounted Variable Rate Home Loan - Interest only# 4.25% pa 4.27% pa
Standard Variable Rate Home Loan 4.50% pa 4.56% pa
Standard Variable Rate Home Loan - Interest only# 4.95% pa 5.01% pa

Investment Variable Rate Home Loans

Product Name Interest Rate Comparison Rate
Variable Home Loan Package^ 3.74% pa 4.14% pa
Variable Home Loan Package - Interest only^# 3.94% pa 4.34% pa
Discounted Variable Rate Home Loan 4.25% pa 4.27% pa
Discounted Variable Rate Home Loan - Interest only# 4.50% pa 4.52% pa
Standard Variable Rate Home Loan 4.95% pa 5.01% pa
Standard Variable Rate Home Loan - Interest only# 5.20% pa 5.26% pa

Owner Occupied Fixed Home Loan Package

Product Name Interest Rate Comparison Rate
1 Year Fixed^ 2.59% pa 3.64% pa
1 Year Fixed - Interest only^# 3.64% pa 4.22% pa
2 Year Fixed^ 2.59% pa 3.58% pa
2 Year Fixed - Interest only^# 3.64% pa 4.20% pa
3 Year Fixed^ 2.59% pa 3.53% pa
3 Year Fixed - Interest only^# 3.64% pa 4.19% pa

Investment Fixed Home Loan Package

Product Name Interest Rate Comparison Rate
1 Year Fixed^ 2.59% pa 4.04% pa
1 Year Fixed - Interest only^# 2.79% pa 4.23% pa
2 Year Fixed^ 2.59% pa 3.94% pa
2 Year Fixed - Interest only^# 2.79% pa 4.13% pa
3 Year Fixed^ 2.59% pa 3.85% pa
3 Year Fixed - Interest only^# 2.79% pa 4.04% pa

Owner Occupied Fixed Rate Home Loans

Product Name Interest Rate Comparison Rate
1 Year Fixed 3.19% pa 4.43% pa
1 Year Fixed - Interest only# 3.84% pa 4.90% pa
2 Year Fixed 3.19% pa 4.32% pa
2 Year Fixed - Interest only# 3.84% pa 4.80% pa
3 Year Fixed 3.19% pa 4.21% pa
3 Year Fixed - Interest only# 3.84% pa 4.71% pa

Investment Fixed Rate Home Loans

Product Name Interest Rate Comparison Rate
1 Year Fixed 3.19% pa 4.84% pa
1 Year Fixed - Interest only# 3.39% pa 5.08% pa
2 Year Fixed 3.19% pa 4.68% pa
2 Year Fixed - Interest only# 3.39% pa 4.92% pa
3 Year Fixed 3.19% pa 4.54% pa
3 Year Fixed - Interest only# 3.39% pa 4.77% pa

Offers valid as at 04/06/2021 are limited and may be withdrawn or altered at any time without notice. Interest rates are subject to change.

^You must hold, or be approved for, total Package borrowings of at least $150,000. Conditions and annual package fee of $395 applies.

#Interest only interest rates apply when you request to only repay interest charges on you loan. For construction loans, you will only be charged interest only interest rates if, after your construction period, your repayments will not be principal & interest repayments.

1This offer is available on new loans with minimum new borrowings of $150,000. Bridging and construction loans are not eligible for this offer.

2This offer is available on new loans with minimum new borrowings of $150,000. Bridging loans are not eligible for this offer.

3 Requires minimum new borrowings of $150,000 or more where the loan to value ratio is 95% or less for owner-occupied loans and 90% or less for investment loans. This offer is available only to first home buyers, Education Community members and Workplace Banking Benefits members. This offer is limited and may be withdrawn at any time.

Offer available on new loans with minimum new borrowings of $150,000 where the LVR is 80% or less and no cashback is taken. Not available on fixed rate special offers and bridging loans.

Conditions, fees and lending criteria apply and are available on request. Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

Download a copy of our Home Loan Interest Rates, Fees and Charges.

LVR=Loan to Value Ratio.