Make the switch and save
An example of how much could you save over 25 years, if you refinance a $250,000 loan with Credit Union SA.
| Credit Union SA | Big 4 Banks | |
|---|---|---|
| Product | Variable Home Loan Package^ | Average standard variable rate |
| Rate | 2.89% pa1 | 4.55% pa2 |
| Ongoing monthly repayments | $1,172 | $1,397 |
| Total repayment | $361,258 | $419,006 |
| Outcome | With Credit Union SA you'll save an extra $57,748 | Stick with their rate, and you'll pay an extra $57,748 |
Plus, as a Credit Union SA member you receive:
- No transaction fees3 or monthly access fees on our Transaction and Savings Accounts.
View Home Loans View Home Loan Rates
Get in touch with us today
So if you’re keen to find a better home loan and do more with your money, Credit Union SA can help you find the loan to suit your needs.
The first step is simply to talk to us and we can guide you from there. One of our Mobile Lending Managers can visit you at your convenience - just make an appointment when it suits you. You can also call us on (08) 8202 7777 or visit us at 400 King William Street, Adelaide.
Use our calculator to compare your current home loan with Credit Union SA.
^ You must hold, or be approved for, total Package borrowings of at least $150,000. Conditions and annual package fee of $395 applies.
1This offer is available on new loans with minimum new borrowings of $150,000. Bridging loans are not eligible for this offer.
2Average standard variable rate used was current as at 25/03/2020 and sourced from the Canstar comparison website at http://www.canstar.com.au/home-loans
Offers valid as at 25/03/2020 are limited and may be withdrawn or altered at any time without notice. Interest rates are subject to change.
Conditions, fees and lending criteria apply and are available on request. Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Download a copy of our Home Loan Interest Rates, Fees and Charges.
3We do not charge any fees when using ATMs within Australia. Your card is accepted at over 10,000 fee-free ATMs including most major banks, however some ATM operators may charge a fee to process your transaction or balance enquiry. If withdrawing cash overseas a fee may be charged by the ATM operator and the details will be disclosed at the time of the transaction or enquiry. Other fees and charges may apply. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.