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Refinance for a better deal

Make the switch and save

An example of how much could you save over 25 years, if you refinance a $250,000 loan with Credit Union SA.

Plus, we have a limited time only $2,500 cashback* offer. Find out if you could be eligible.

 Credit Union SABig 4 Banks
Product Special Offer Discounted Variable Home Loan1 Average standard variable rate
Rate 2.59% 4.51% pa2
Ongoing monthly repayments $1,333 $1,392
Total repayment $339,873 $417,301
Outcome With Credit Union SA you'll save an extra $77,428 Stick with their rate, and you'll pay an extra $77,428

Plus, as a Credit Union SA member you receive:

View Home Loans View Home Loan Rates


Get in touch with us today

So if you’re keen to find a better home loan and do more with your money, Credit Union SA can help you find the loan to suit your needs.

The first step is simply to talk to us and we can guide you from there. One of our Mobile Lending Managers can visit you at your convenience - just make an appointment when it suits you. You can also call us on (08) 8202 7777 or visit us at 400 King William Street, Adelaide.

Make an appointment Call us (08) 8202 7777

It doesn’t matter if it’s for a new home, an investment property, a block of land or if you’re switching to us from somewhere else, the $2,500 cashback could be all yours!

Credit Union SA can provide you with unlimited access to free Property Reports from CoreLogic RP Data to assist you in your search for the perfect property.

Loan Comparison Calculator

Use our calculator to compare your current home loan with Credit Union SA.

Start your application now

For a home loan that makes you feel at home – get in touch with us today.

Apply online

Start your home loan application online anytime, anywhere.

Details you’ll need to have handy:

  • Your income and living expense details
  • Information about what you own and what you owe.

We’ll call you back within 48 hours to talk you through the next steps.

Apply online now

Connect with a Mobile Lender

Don’t have time to visit us?

No problem. We can come to you!

Simply book an appointment with one of our Mobile Lending Managers at a time and place that suits you.

Make an appointment

Call or visit us

We're here to help.

Call us on (08) 8202 7777

  • Monday to Friday 8am – 8pm (ACST)
  • Saturdays 8am – 2pm (ACST)

Visit us at 400 King William Street, Adelaide

  • Monday to Friday 8am – 5.30pm (ACST)
  • Saturdays 10am – 2pm (ACST) 
  • Sunday – Closed

*Cashback offer available on any owner-occupied or investment loan with minimum new borrowings of $250,000 where the loan to value ratio is 80% or less. Bridging loans are not eligible for this offer.  Funds available at settlement, except in the case of construction loans where cashback will be paid on confirmation that the foundation has been poured. Limit of one cashback per household. Offers valid as at 25/08/2020, subject to change and may be withdrawn at any time without advanced notice. Lending criteria, fees and conditions apply and are available upon request.

1This offer is available on new loans with minimum new borrowings of $150,000. Bridging loans are not eligible for this offer.

2Average standard variable rate used was current as at 25/08/2020 and sourced from the Canstar comparison website at canstar.com.au/home-loans