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Refinance for a better deal

Make the switch and save

An example of how much could you save over 25 years, if you refinance a $300,000 loan with Credit Union SA.

Plus, we have a limited time only $3,000 cashback* offer. Find out if you could be eligible.

 Credit Union SABig 4 Banks
Product Special Offer 3 Year Fixed Home Loan Package^ Average standard variable rate
Rate 2.19% pa for 3 years and then 3.29% pa 4.51% pa1
Ongoing monthly repayments $1,300 for 3 years and then $1,450 $1,670
Total repayment $439,287 $500,761
Outcome With Credit Union SA you'll save an extra $61,474 Stick with their rate, and you'll pay an extra $61,474

Plus, as a Credit Union SA member you receive:

View Home Loans View Home Loan Rates

Get in touch with us today

So if you’re keen to find a better home loan and do more with your money, Credit Union SA can help you find the loan to suit your needs.

The first step is simply to talk to us and we can guide you from there. One of our Mobile Lending Managers can visit you at your convenience - just make an appointment when it suits you. You can also call us on (08) 8202 7777 or visit us at 400 King William Street, Adelaide.

Make an appointment Call us (08) 8202 7777 View Home Loans

Enjoy a $3,000 cashback* when you take out one of our 3-year fixed rate home loan package special offers.

Use our calculator to compare your current home loan with Credit Union SA.

*Cashback offer available on owner-occupied or investment purchase or refinance from another financial institution, where the minimum loan amount is $300,000, the loan to value ratio is 80% or less and the loan a 3 Year Fixed Package Special Offer. The loan must settle on or before 30 September 2020. Funds available at settlement. Limit of one cashback per household. Offer valid as at 11 June 2020, subject to change and may be withdrawn at any time without advanced notice. Lending criteria, fees and conditions apply and are available upon request.

^Conditions and annual package fee of $395 applies. 

1Average standard variable rate used was current as at 12/06/2020 and sourced from the Canstar comparison website at