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Foreign Exchange

Prepaid card With our Cash Passport, there's no need to worry about interest charges or associated fees

24/7 Global Assistance and easy on-the-go reloads

The Cash PassportTM is a prepaid travel money solution that allows you to make purchases online or in store anywhere MasterCard is accepted around the world, including online overseas retailers. 

Up to 10 multiple currencies can be loaded onto the same card, with a free second card as back-up in case the primary card is lost or stolen.

You can even manage your card online or via a downloadable app, making it easy to top up your funds or check your balances while you’re away. 

Plus, as you’re using your own money, you don’t have to keep an eye on credit card interest or associated fees.  


$0 upfront fees

There are no upfront fees and it is easy to load or reload your card using the ‘My Account’ service on the website, mobile app, via our Member Contact Centre or in-branch (you can also use BPAY to reload funds, but a fee does apply).

Load and use up to 10 currencies and lock in the exchange rate of that day^

Know the exact amount you have to spend when loading or reloading your foreign currencies.

Safety and security

With smart chip and PIN protection, no link to your personal bank accounts and free replacement cards it’s safer than carrying large amounts of cash.

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Transactions made in a currency not loaded on the Cash Passport will incur a currency conversion fee. Refer to the Product Disclosure Statement for more details.  ^The exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction. Access Prepaid Pty Ltd (ABN 47 145 452 044, AFSL 386837) arranges for the issue of the Cash Passport in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240984). You should consider the Product Disclosure Statement for the relevant Cash Passport available at before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you.  MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.    

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