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Foreign Exchange

Prepaid Card Mastercard Cash Passport

Cash Passport is your prepaid Mastercard® for your travels, dining, shopping and ATM withdrawals.

We’ll never leave you stranded: If you lose your card, we’ll replace it for free. And if you need cash in the meantime, we can arrange emergency cash~access worldwide.

Manage your spend: Lock in your exchange rates^ for 10 currencies before you travel so you know exactly how much you have to spend. Plus, manage your account online, anywhere, anytime.

Safety and security: with PIN and chip protection.

Convenience: Carry less cash and travel the world with one card with freedom of using it at millions of shops and ATMs, everywhere Mastercard® is accepted.


$0 upfront fees

There are no upfront fees and it is easy to load or reload your card using the ‘My Account’ service on the website, mobile app, via our Member Contact Centre or in-branch (you can also use BPAY to reload funds, but a fee does apply).

Load and use up to 10 currencies and lock in the exchange rate of that day^

Safety and security

With smart chip and PIN protection, no link to your personal bank accounts and free replacement cards it’s safer than carrying large amounts of cash.

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^Lock in your exchange rates means the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction.

~T&Cs apply. Customer must contact Customer service to report lost or stolen card. Emergency cash can be arranged up to the balance on your Cash Passport, subject to availability of funds at the approved agent location.

MastercardPrepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Multi-currency Cash Passport™ (“Cash Passport”) in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240 984).You should consider the Product Disclosure Statement for the relevant Cash Passport available at before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard® and the Mastercardbrand mark are registered trademarks, and the circles design is a trademark of MastercardInternational Incorporated.