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Refinance your home loan with Credit Union SA and receive...

$3,000 cash back

Receive a $3,000 cashback if you refinance a home loan with us.

Available on any new, owner occupied loan refinanced from another financial institution, where the minimum loan amount is $300,000. Funds available at settlement. Limit of one cashback per household.*

How much you could save over 25 years, if you refinance a $300,000 loan with Credit Union SA?

Talk to us about the benefits of refinancing with Credit Union SA:

3.74% pa variable rate1

4.14% pa comparison rate3

Refinancing with the Credit Union SA Home Loan Package means you can enjoy a fantastic collection of benefits for your home loan, Visa credit card, personal loans, investments and more. You pay just one annual fee of $395 and in return you’ll be able to do more with your money. You'll also enjoy:

  • Free redraw
  • 100% Home Loan Offset Account
  • No application fee
  • Unlimited additional fee-free repayments

So if you’re keen to find a better home loan and do more with your money, Credit Union SA can help you find the loan to suit your needs.

The first step is simply to talk to us and we can guide you from there. One of our Mobile Managers can visit you at your convenience - just make an appointment when it suits you. You can also visit a branch (we are open Saturday mornings) or call us. 

Make an appointment Call us 8202 7777

Why refinance?

There are many reasons why you might consider refinancing your home loan.

  • To borrow some extra money to fund home improvements.
  • You’re not happy with your current bank and you want to switch your home loan to a lender that treats you better.
  • To pay off your loan quicker.
  • To access features and flexibility that weren’t available to you when you applied for your first mortgage.
  • Or you might want to reduce your loan costs by switching to a lower interest rate. 

For security reasons, current members of Credit Union SA are asked to submit all account enquiries through Internet Banking Secure Mail.

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Want to do more with your money?

Credit Union SA can provide you with unlimited access to FREE Property Reports from CoreLogic RP Data to assist you in your search for the perfect property.

If you like the thought of someone being there when things go wrong, purchasing your insurance through Credit Union SA makes so much sense.

Whether you are looking for cover for insured events or more comprehensive cover, we can assist.

Calculators that will help you work out exactly what you'll need to do to achieve your financial goals – from borrowing money, making repayments, loan comparisons or budget planning.

*Offer valid as at 27 August 2018, subject to change and may be withdrawn at any time. Lending criteria, fees and conditions apply and are available upon request.

Lending criteria, conditions and other fees apply. Interest rate is current as at 08/05/18 and is subject to change.

1This rate is available for any owner occupied purpose where the loan amount is $150,000 or more and where the Loan to Value Ratio (LVR) is 80% or less. This offer is limited and may be withdrawn at any time.

2Average standard variable rate used was current as at 08/05/18 and sourced from the Canstar comparison website at and

3Comparison rate is based on a $150,000 secured loan over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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