New or Refinanced Reduced rate†
So, you’re thinking about choosing the Reduced Rate Home Loan Special Offer over the $2,500 Cashback* Home Loan Special Offer? Nice work!
Here’s everything you need to know about our reduced rate offer and home loans.
To be eligible for the reduced rate offer you must be:
Refinancing your home or investment property from another financial institution to us with over $150,000 left on the loan, and with a loan to value ratio (LVR) of 80% or less; or
Buying or building a home or investment property, borrowing at least $150,000 with a LVR of 80% or less.
Why choose a home loan with us?
Our paperless application makes it simple for you to apply online, over the phone or in person.
You won’t be stung with any hidden fees.
Flexible repayment options
Weekly, fortnightly or monthly.
Reduced rate offer home loan options
The reduced rate offer is available on our Discounted Variable Home Loans and Variable Home Loan Packages.
|Product Name||Interest Rate||Comparison Rate|
|Variable Home Loan Package (where no cashback is taken)†3||2.34% pa||2.78% pa|
|Discounted Variable Rate (where no cashback is taken)†||2.34% pa||2.36% pa|
Home Loan Reduced Rate FAQs
Home Loan FAQs
Start your application now
For a home loan that makes you feel at home – get in touch with us today.
Call or visit us
We're here to help.
- Monday to Friday 8am – 8pm (ACST)
- Saturdays 8am – 2pm (ACST)
Visit us at 400 King William Street, Adelaide
- Monday to Friday 8am – 5.30pm (ACST)
- Saturdays 10am – 2pm (ACST)
- Sunday – Closed
Offers valid as at 27/07/2021 are limited and may be withdrawn or altered at any time without notice. Interest rates are subject to change.
*Cashback offer available on any owner-occupied or investment loan with minimum new borrowings of $250,000 where the loan to value ratio is 80% or less. Funds available at settlement, except in the case of construction loans where cashback will be paid on confirmation that the foundation has been poured. Limit of one cashback per household. Not available on fixed rate special offers and bridging loans.
† Reduced rate offer available on new loans with minimum new borrowings of $150,000 where the LVR is 80% or less and no cashback is taken. Not available on fixed rate special offers and bridging loans.
Comparison rates are based on a $150,000 secured loan for 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3 You must hold, or be approved for, total Package borrowings of at least $150,000. Conditions and annual package fee of $395 applies.